89 Molly Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 89 Molly Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,562 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (May 2024)
Tax Bill	$3,103 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0020F015000`

Property Details

APN / Parcel Number

Primary APN	`0020F015000`
Alternative APNs	`0020F015` `11689`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,562 sqft Heated Area
1st Floor Area	947 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stone
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	676 sqft
Porch	Slab
Porch Area	195 sqft
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11689
Street Address	89 MOLLY LN
City	RINGGOLD
State	GA
Zip	30736-6739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 15 AUTUMN OAKS
Legal Subdivision	AUTUMN OAKS
Legal Lot Number	15
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	4
Census Block	4022
Census Tract	30402

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 GIBBS RD, NESCONSET, NY 11767
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Oct 21, 2019	Warranty Deed, Transfer · VA Mortgage PLATINUM FIN'L FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	20242617
Deed Book / Page	2326 / 449
Prior Transfer Date	Nov 13, 2008
Prior Transfer Doc	0014610493
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	89 MOLLY LN, RINGGOLD, GA 30736-6739
Document Number	0020720440
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 MOLLY LN RINGGOLD GA 307366739, RINGGOLD, GA 30736-6739

Mortgage

Document Number	0020720440
Date	Aug 17, 2020
Book Page	002072/000440
Instrument	6526

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 21, 2019
Property Address	89 MOLLY LN, RINGGOLD, GA 30736-6739
Document Number	0020150101
Book / Page	002015 / 000101
Instrument Date	Oct 18, 2019
Instrument	7174
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 MOLLY LN RINGGOLD GA 307366739, RINGGOLD, GA 30736-6739

Mortgage

Document Number	20150103
Date	Oct 21, 2019
Book Page	002015/000103
Instrument	7175

Lender

Name	PLATINUM FIN'L FUND
Type	Funding / Finance Company
Address	CHATTANOOGA, TN 37421

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,103.00 (+10.66%)	$163,428 (+30.44%) Land $13,000 Building $150,428	$408,569 (+30.44%) Land $32,500 Building $376,069
2023	$2,804.00 (+26.19%)	$125,287 Land $13,000 Building $112,287	$313,218 Land $32,500 Building $280,718
2022	$2,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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