89 Merwin Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 89 Merwin Ave, Rochester, NY 14609

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1928
Lot Size0.117 acres (5,107 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Oct 2006)
Tax Bill$1,490 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN050253-00.0

Property Details

APN / Parcel Number

Primary APN050253-00.0
Alternative APNs
  • 140010774000010050000000
  • 261400 107.74-1-5

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,224 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area600 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,107 sqft (0.117 acres)
Lot Dimensions127 ft deep x 40 ft wide
Garage TypeDetached
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area145 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number050253-00.0
Street Address89 MERWIN AVE
CityROCHESTER
StateNY
Zip14609-6710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Description0061.00 303 18 00000 161 MERWIN ADDITION SUB
Legal SubdivisionMERWIN ADDITION
Legal Block1
Legal Lot Number5.000
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group2
Census Block2009
Census Tract6100

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address89 MERWIN AVE, ROCHESTER, NY 14609-6710
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2006 · Amount on Record
Deed SaleOct 26, 2006 · Amount on Record
Deed Book / Page10375 / 266
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address89 MERWIN AVE, ROCHESTER, NY 14609-6710
Document Number0000000027
Instrument DateDec 14, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 MERWIN AVE ROCHESTER NY 146096710, ROCHESTER, NY 14609-6710

Mortgage

Document Number0000000027
DateJan 1, 2021
Book Page028948/000377
Instrument27
Lender
NameNORTHWEST BK
TypeBank
AddressWARREN, PA 16365
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 31, 2035

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,490.00 (-3.37%) Homeowner's exemption
2025$1,542.00$174,400 (+51.65%) Land $9,100 Building $165,300$174,400 (+25.87%) Land $9,100 Building $165,300
2023$115,000 Land $7,600 Building $107,400$138,554 Land $9,157 Building $129,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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