Norfolk County and Needham Town property record for 89 Melrose Ave, Needham, MA 02492 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,012 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Garage | Detached |
| Occupancy | Owner Occupied |
| Tax Bill | $10,677.00 (2025) |
| Primary APN | M:0480000200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 1,729 sqft Gross Area |
| 1st Floor | 1,012 sqft 1st Floor |
| Basement Area | 956 sqft Basement |
| Unfinished Basement | 706 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Detached Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 89 MELROSE AVE |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-3511 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Jurisdiction | NEEDHAM MA |
| Minor Civil Division | NEEDHAM |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 457200 |
Source: Norfolk County and Needham Town records · APN M:0480000200000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 MELROSE AVE, NEEDHAM, MA 02492-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 28, 2019 | Deed of Trust, Mortgage · Balloon Payment CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | May 29, 2026 |
| Property Address | 89 MELROSE AVE, NEEDHAM, MA 02492-3511 |
| Document Number | 043138-393 |
| Book / Page | 43138 / 393 |
| Instrument Date | May 14, 2026 |
| Instrument | 202636033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 89 MELROSE AVE, NEEDHAM, MA 02492-3511 |
| Document Number | 0000036033, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 43138/393 |
| Instrument | 202636033 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 89 MELROSE AVE, NEEDHAM, MA 02492-3511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36689-30 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 36689/30 |
| Instrument | 21937 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,677.00 (+9.46%) | $1,007,300 (+34.67%) Land $783,200 Building $224,100 | $1,964,980 (+59.12%) |
| 2024 | $1,234,905 | ||
| 2023 | $9,754.00 | $748,000 Land $568,800 Building $179,200 |
89 Melrose Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Norfolk County (25021C), updated May 26, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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