Buncombe County property record for 89 McClain St, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,726 sqft · built 2013 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $499,000 (Mar 2020) |
| Tax Bill | $6,488 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 726563-2020-202 |
| Primary APN | 726563-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 1,726 sqft |
| Basement Area | 710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 130 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 726563-2020-202 |
|---|---|
| Street Address | 89 MCCLAIN ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | SUBDIV: BOULEVARD BLOCK: LOT: 3 SECTION: PLAT: 0137-0072 |
| Legal Subdivision | BOULEVARD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800 |
89 McClain St is owned by a company that acquired it in November 2023.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2023 | Intrafamily Transfer, Transfer |
| Mar 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage BETHPAGE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on File |
| Deed Sale | Mar 5, 2020 · Amount on File |
| Prior Sale | Feb 15, 2013 · Amount on File |
| Deed Book / Page | 5871 / 976 |
| Last Transfer Date | Nov 20, 2023 |
| Transfer Doc | 0063661816 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Nov 21, 2023 |
| Property Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Number | 0063661816 |
| Book / Page | 6366 / 1816 |
| Map Reference | MB 187 PG 72 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 5, 2020 |
| Property Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Number | 0058710976 |
| Book / Page | 5871 / 976 |
| Map Reference | MB 187 PG 72 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $998.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 146 WINDSTONE DR, 146, FLETCHER, NC 28732-0015 |
| Name | Verified Name |
|---|---|
| Address | 89 MCCLAIN ST, ASHEVILLE, NC 28803-2420 |
| Document Number | 58710980 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 5871/0980 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 89 McClain St was $6,488, up 6.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,488.00 (+6.33%) | $590,700 Land $97,200 Building $493,500 | $590,700 Land $97,200 Building $493,500 |
| 2024 | $6,102.00 (+22.06%) | ||
| 2023 | $4,999.00 | $496,400 | $496,400 Land $97,200 Building $399,200 |
| 2021 | $590,700 Land $97,200 Building $493,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 McClain St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 McClain St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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