Avery County property record for 89 Maple Dr, #C, Banner Elk, NC 28604
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1987 |
| Owner | 2 Individual Names on File |
| Tax Bill | $463 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74302 |
| Primary APN | 74302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 74302 |
|---|---|
| Street Address | 89 MAPLE DR # C, C |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-7631 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SKI CO BUILD 56 UNIT C PLAT 22-90 |
| Legal Subdivision | SKI CO BUILD |
| Legal Unit | C |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 930100 |
89 Maple Dr, #C is owned by two individuals who acquired it in November 2020.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10024 HEATHERLY CT, CHARLOTTE, NC 28277-0274 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jun 30, 2005 · Amount on File |
| Last Transfer Date | Nov 10, 2020 |
| Transfer Doc | 0005520407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Nov 10, 2020 |
| Property Address | 89 MAPLE DR # C, C, BANNER ELK, NC 28604-7631 |
| Document Number | 0005520407 |
| Book / Page | 000552 / 000407 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 6468 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10024 HEATHERLY CT CHARLOTTE NC 282770274, CHARLOTTE, NC 28277-0274 |
| Document Number | 5520411 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 000552/000411 |
| Instrument | 6469 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 9, 2050 |
The 2025 property tax bill for 89 Maple Dr, #C was $463.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463.00 | $115,900 Building $115,900 | $115,900 Building $115,900 |
| 2023 | $463.00 | $115,900 (-) Building $115,900 | $115,900 (-) Building $115,900 |
| 2022 | $463.00 | $115,900 Building $115,900 | $115,900 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Maple Dr, #C in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Maple Dr, #C is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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