Cortland County and Cortland City property record for 89 Maple Ave, Cortland, NY 13045
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 1.5 ba · 1,669 sqft · built 1890 |
| Lot Size | 0.159 acres (6,936 sqft) |
| Owner | Company Name on Record |
| Last Sale | $110,000 (Aug 2023) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Dec 2023 Refinance Aug 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 110200 86.49-03-10.000 |
| Primary APN | 110200 86.49-03-10.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 1,669 sqft Total Area |
| 1st Floor Area | 1,003 sqft |
| Upper Floors Area | 858 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,936 sqft (0.159 acres) |
| Lot Dimensions | 136 ft deep x 51 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 289 sqft |
| Canopy | 510 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 89 MAPLE AVE |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1935 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records, as of March 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 587, CORTLAND, NY 13045-0587 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU |
| Aug 25, 2023 | Warranty Deed, Transfer |
| Jan 17, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Jan 17, 2023 · Amount on Record |
| Deed Document Number | 20235192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 89 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007956 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-07956 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 25, 2023 |
| Property Address | 89 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000005192 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023-05192 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3625 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jan 17, 2023 |
| Property Address | 89 MAPLE AVE, CORTLAND, NY 13045-1935 |
| Document Number | 0000000176 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 2023-00176 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2272 RIDGE RD, MC GRAW, NY 13101-9493 |
Source: Cortland County and Cortland City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-21.65%) | $110,000 (+1%) Land $14,500 Building $95,500 | $113,402 (-17.22%) Land $14,948 Building $98,454 |
| 2023 | $3,422.00 (+277.7%) | $100,000 (-5.93%) Land $10,100 Building $89,900 | $136,986 (+6.96%) Land $13,836 Building $123,150 |
| 2022 | $906.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $106,300 Land $10,100 Building $96,200 | $128,072 Land $12,169 Building $115,903 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (1996–2013) |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CORTLAND (C) serves 20,095 people · EPA ID NY1101754 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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