Clay County property record for 89 Lower Knob Path, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,776 sqft · built 2000 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Aug 2023) |
| Tax Bill | $994 (2023) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 557100303274 |
| Primary APN | 557100303274 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 1,776 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 47,045 sqft (1.08 acres) |
| Account Number | 622555000 |
|---|---|
| Street Address | 89 LOWER KNOB PATH |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 DOUBLE KNOBS |
| Legal Subdivision | DOUBLE KNOB |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | TUSQUITTEE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950102 |
Source: Clay County records, as of October 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 LOWER KNOB PATH, HAYESVILLE, NC 28904-6370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage PFN LENDING GROUP INC |
| Jun 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2006 · Amount on Record |
| Deed Document Number | 20231657 |
| Deed Book / Page | 478 / 23 |
| Prior Transfer Date | Jun 17, 2022 |
| Prior Transfer Doc | 0000466/30 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 22, 2023 |
| Property Address | 89 LOWER KNOB PATH, HAYESVILLE, NC 28904-6370 |
| Document Number | 0000478/23 |
| Book / Page | 478 / 23 |
| Map Reference | CAB 3 SL 97 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023001657 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 CHESTNUT HILL RD, BLACK MOUNTAIN, NC 28711-9600 |
| Name | Verified Name |
|---|---|
| Address | 18741 GRAND CLUB DR, HUDSON, FL 34667-5713 |
| Document Number | 2023001658 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023001658 |
| Name | PFN LENDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jun 22, 2022 |
| Property Address | 89 LOWER KNOB PATH, HAYESVILLE, NC 28904-6370 |
| Document Number | 0000466/30 |
| Book / Page | 466 / 30 |
| Map Reference | CAB 3 SL 97 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022001671 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 CHESTNUT HILL RD, BLACK MOUNTAIN, NC 28711-9600 |
| Name | Verified Name |
|---|---|
| Address | 81 CHESTNUT HILL RD, BLACK MOUNTAIN, NC 28711-9600 |
Source: Clay County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216,100 (-) Land $75,000 Building $141,100 | $216,100 (-) Land $75,000 Building $141,100 | |
| 2023 | $994.00 | $216,100 (-) Land $75,000 Building $141,100 | $216,100 (-) Land $75,000 Building $141,100 |
| 2022 | $994.00 | $216,100 Land $75,000 Building $141,100 | $216,100 Land $75,000 Building $141,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, Blue Ridge Mountain EMC, RiverStreet Networks, Verizon.
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