Erie County and Cheektowaga Town property record for 89 Lloyd Dr, Buffalo, NY 14225
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,682 sqft · built 1962 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Dec 2004) |
| Tax Bill | $8,159 (2026) |
| Deeds & Mortgages | Mar 2022 Transfer May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 102.08-8-21 |
| Primary APN | 143089 102.08-8-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,682 sqft Total Area |
| 1st Floor Area | 2,294 sqft |
| Basement Area | 388 sqft |
| Finished Basement | 388 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 124 ft deep x 70 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 208 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 027 0379000 |
|---|---|
| Street Address | 89 LLOYD DR |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4307 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 02R |
| Legal Description | W COR OF NORTH CREEK MC 2164 SL 250 124 X 70/85 |
| Legal Subdivision | HOLLAND LAND COMAPNYS SURVEY |
| Legal Block | 8 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10003 |
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 LLOYD DR, BUFFALO, NY 14225-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2022 | Intrafamily Transfer, Transfer |
| May 26, 2021 | Intrafamily Transfer, Transfer · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on Record |
| Deed Sale | Dec 13, 2004 · Amount on Record |
| Deed Document Number | 2004622 |
| Deed Book / Page | 11087 / 6394 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 0113973199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 1, 2022 |
| Property Address | 89 LLOYD DR, BUFFALO, NY 14225-4307 |
| Document Number | 0113973199 |
| Book / Page | 11397 / 3199 |
| Map Reference | DOC 2164 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022041398 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 89 LLOYD DR, CHEEKTOWAGA, NY 14225-4307 |
| Name | Verified Name |
|---|---|
| Address | 89 LLOYD DR, CHEEKTOWAGA, NY 14225-4307 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 26, 2021 |
| Property Address | 89 LLOYD DR, BUFFALO, NY 14225-4307 |
| Document Number | 0113807062 |
| Book / Page | 11380 / 7062 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021101230 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 89 LLOYD DR, CHEEKTOWAGA, NY 14225-4307 |
| Document Number | 0013993886 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 13993/886 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 14, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,159.00 (+84.89%) | ||
| 2025 | $4,413.00 (-43.26%) | $248,000 (-) Land $19,000 Building $229,000 | $330,667 (+6.67%) Land $25,333 Building $305,334 |
| 2024 | $7,777.00 | $248,000 (-) Land $19,000 Building $229,000 | $310,000 (+13.75%) Land $23,750 Building $286,250 |
| 2023 | $248,000 Land $19,000 Building $229,000 | $272,527 Land $20,879 Building $251,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1979–1987) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jun 1987 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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