89 Katydid Ln, Franklin, NC 28734 Property Records

Macon County property record for 89 Katydid Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jul 2023)
Tax Bill	$927 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6587525387`

Property Details

APN / Parcel Number

Primary APN	`6587525387`
Alternative APNs	`1101194` `148342` `155447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Heated Area
1st Floor Area	1,224 sqft
Basement Area	180 sqft
Unfinished Basement	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155447
Street Address	89 KATYDID LN
City	FRANKLIN
State	NC
Zip	28734-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OFF RD 1372
Legal Subdivision	ROSE CREEK ROAD
Jurisdiction	MACON NC
Township / Civil Division	COWEE
Census Block Group	1
Census Block	1016
Census Tract	970200

Owner

Source: Macon County assessment roll, APN 6587525387, as of September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 KATYDID LN, FRANKLIN, NC 28734-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Dec 01, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	20234245
Deed Book / Page	42 / 1976
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 14, 2023
Property Address	89 KATYDID LN, FRANKLIN, NC 28734-6122
Document Number	00P42/1976
Book / Page	P-42 / 1976
Instrument Date	Jun 26, 2023
Instrument	2023004245
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 KATYDID LN, FRANKLIN, NC 28734-6122

Mortgage

Document Number	2023004246
Date	Jul 14, 2023
Instrument	2023004246

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	89 KATYDID LN, FRANKLIN, NC 28734-6122
Transaction Type	Mortgage
Record Updated	Sep 01, 2021
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	E41/373
Date	Aug 18, 2021
Book Page	E-41/373
Instrument	2021007864

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 01, 2020
Property Address	89 KATYDID LN, FRANKLIN, NC 28734-6122
Document Number	K40/2011
Book / Page	K-40 / 2011
Instrument Date	Nov 30, 2020
Instrument	2020009525
Transaction Type	Transfer
Record Updated	Oct 04, 2021

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 150, FORSYTH, GA 31029-0150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 KATYDID LN, FRANKLIN, NC 28734-6122

Tax Assessment & Valuation

Source: Macon County assessment roll as of September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,880 (-0.04%) Land $21,690 Building $210,190	$231,880 (-0.04%) Land $21,690 Building $210,190
2025	$927.00 (+1.31%)
2023	$915.00 (+29.24%)	$231,980 (+99.59%) Land $21,690 Building $210,290	$231,980 (+99.59%) Land $21,690 Building $210,290
2022	$708.00	$116,230 Land $9,270 Building $106,960	$116,230 Land $9,270 Building $106,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), as of November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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