89 John Ln, Louisa, VA 23093 Property Records

Louisa County property record for 89 John Ln, Louisa, VA 23093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1994
Lot Size	3.58 acres (155,945 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Jul 2020)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 3 54`

Property Details

APN / Parcel Number

Primary APN	`14 3 54`
Alternative APNs	`2505` `2428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Basement Area	1,406 sqft
Unfinished Basement	1,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	155,945 sqft (3.58 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2428
Street Address	89 JOHN LN
City	LOUISA
State	VA
Zip	23093-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIBB FARM & N A RIVER MCCOY SUBD LOT 54 DB 1687/386 3.499 AC
Legal Subdivision	RIVER MCCOY SUBD
Legal Lot Number	54
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	2
Census Block	2010
Census Tract	950303

Owner

Source: Louisa County records · APN 14 3 54

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 JOHN LN, LOUISA, VA 23093-5516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 09, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 28, 2020	Grant Deed, Transfer · FHA Mortgage ALCOVA MTG
Feb 01, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Feb 01, 2018 · Amount on Record
Deed Document Number	20204647
Deed Book / Page	1687 / 386
Prior Transfer Date	Jan 30, 2018
Prior Transfer Doc	0000000917
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	89 JOHN LN, LOUISA, VA 23093-5516
Transaction Type	Mortgage
Record Updated	Feb 02, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001935/388
Date	Jan 09, 2024
Book Page	1935/388
Instrument	202400000262

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Aug 01, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 28, 2020
Property Address	89 JOHN LN, LOUISA, VA 23093-5516
Document Number	0000006730
Book / Page	001687 / 000386
Instrument Date	Jul 24, 2020
Instrument	6730
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 JOHN LN LOUISA VA 230935516, LOUISA, VA 23093-5516

Mortgage

Document Number	6731
Date	Jul 28, 2020
Book Page	001687/000390
Instrument	6731

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 01, 2018
Property Address	89 JOHN LN, LOUISA, VA 23093-5516
Document Number	0000000917
Book / Page	001548 / 000455
Instrument Date	Jan 30, 2018
Instrument	917
Transaction Type	Foreclosure
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,400 (+0.43%) Land $49,100 Building $253,300	$302,400 (+0.43%) Land $49,100 Building $253,300
2025	$2,167.00 (+0.88%)	$301,100 (+3.68%) Land $49,000 Building $252,100	$301,100 (+3.68%) Land $49,000 Building $252,100
2024	$2,148.00 (+83.12%)
2023		$290,400 Land $46,000 Building $244,400
2022	$1,173.00		$290,400 Land $46,000 Building $244,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (51109C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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