89 James St, South River, NJ 08882 Property Records

Middlesex County and South River Borough property record for 89 James St, South River, NJ 08882

Property Summary

Property Type	Single Family Home
Details	1,180 sqft · built 1950
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$7,105 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00340-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`23-00340-0000-00006`
Alternative APN	`230034000006`

Interior

Building Area	1,180 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide

Location & Zoning

Street Address	89 JAMES ST
City	SOUTH RIVER
State	NJ
Zip	08882-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	64X100
Legal Block	340
Legal Lot Number	6
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	SOUTH RIVER
Census Block Group	4
Census Block	4032
Census Tract	7000

Owner

89 James St is owned and occupied by two individuals who bought it in November 2021.

Source: Middlesex County and South River Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 JAMES ST, SOUTH RIVER, NJ 08882-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on File
Deed Sale	Nov 29, 2021 · Amount on File
Prior Sale	Jun 7, 2005 · Amount on File
Deed Document Number	2021145608
Deed Book / Page	18726 / 1597
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 29, 2021
Property Address	89 JAMES ST, SOUTH RIVER, NJ 08882-2114
Document Number	0000145608
Book / Page	18726 / 1597
Instrument Date	Nov 17, 2021
Instrument	2021145608
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 CEDAR GROVE LN APT 35, 66, SOMERSET, NJ 08873-6469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 JAMES ST, SOUTH RIVER, NJ 08882-2114

Mortgage

Document Number	0000145609
Date	Nov 29, 2021
Instrument	2021145609

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 89 James St was $7,105, up 4.8% from the year before.

Source: Middlesex County and South River Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	South River Borough
Unified School District	South River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,200 (-) Land $122,500 Building $143,700	$266,200 (-) Land $122,500 Building $143,700
2025	$7,105.00 (+4.79%)	$266,200 Land $122,500 Building $143,700	$266,200 Land $122,500 Building $143,700
2024	$6,780.00
2023		$266,200 Land $122,500 Building $143,700	$266,200 Land $122,500 Building $143,700
2022	$6,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RIVER W DEPT serves 16,000 people · EPA ID NJ1223001
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2025
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20