89 Jacob St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 89 Jacob St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,428 sqft · built 2012
Lot Size0.407 acres (17,713 sqft)
Owner2 Individual Names on File
Last Sale$237,000 (Oct 2018)
Tax Bill$5,210 (2025)
Deeds & MortgagesJan 2021 Refinance
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN671-0001A

Property Details

APN / Parcel Number

Primary APN671-0001A
Alternative APN
  • CHIC M:0671 P:0001A

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
Gross Area2,354 sqft
1st Floor Area728 sqft
Basement Area700 sqft
Unfinished Basement700 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,713 sqft (0.407 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number671-0001A
Street Address89 JACOB ST
CityCHICOPEE
StateMA
Zip01020-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2017
Census Tract811301

Owner

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address89 JACOB ST, CHICOPEE, MA 01020-3014
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK
Oct 17, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 31, 2018Quit Claim Deed, Transfer · Conventional Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleFeb 28, 2014 · Amount on Record
Deed Book / Page22425 / 380
Last Transfer DateOct 17, 2025
Transfer Doc026074-230
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address89 JACOB ST, CHICOPEE, MA 01020-3014
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023662-295
DateJan 21, 2021
Book Page23662/295
Instrument4514
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 17, 2025
Property Address89 JACOB ST, CHICOPEE, MA 01020-3014
Document Number026074-230
Book / Page26074 / 230
Instrument DateOct 17, 2025
Instrument49782
Transaction TypeTransfer
Record UpdatedNov 12, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address89 JACOB ST, CHICOPEE, MA 01020-3014

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateOct 31, 2018
Property Address89 JACOB ST, CHICOPEE, MA 01020-3014
Document Number22425-380
Book / Page022425 / 000380
Instrument DateOct 25, 2018
Instrument65236
Transaction TypeTransfer
Record UpdatedNov 22, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,102.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 JOHN ST CHICOPEE MA 010132327, CHICOPEE, MA 01013-2327

Mortgage

Document Number22425-382
DateOct 31, 2018
Book Page022425/000382
Instrument65237
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,210.00 (+4.7%)$343,700 (+1.96%) Land $115,100 Building $228,600$357,580
2024$4,976.00 (+7.87%)$337,100 (+10.71%) Land $112,900 Building $224,200
2023$4,613.00$304,500 Land $102,700 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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