89 Jack Knife Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 89 Jack Knife Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,291 sqft · built 2017
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,600 (Feb 2017)
Tax Bill	$4,521 (2024)
Deeds & Mortgages	Jul 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16230-000-1230`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16230-000-1230`
Alternative APN	`1051044`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,291 sqft Living Area
Gross Area	3,164 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	11.4 ft deep x 4.9 ft wide
Garage Type	Finished
Garage Area	504 sqft

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Patio Area	45 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1051044
Street Address	89 JACK KNIFE DR
City	INLET BEACH
State	FL
Zip	32461-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 WINTER GARDEN 4 AT WATERSOUND PH 1 PB 19-8 OR 2985-3431 OR 3003-1969 OR 3032-1646
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	WINTER GARDEN 4 AT WATERSOUND
Legal Phase	1
Legal Lot Number	123
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2061
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CU
Feb 1, 2017	Warranty Deed, Subdivision Related Transfer GEORGIA UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2017 · Amount on Record
Deed Sale	Feb 1, 2017 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	0003161
Deed Book / Page	3032 / 1646
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500

Mortgage

Document Number	0033311617
Date	Jul 23, 2024
Book Page	3331/1617
Instrument	20240025855

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 JACK KNIFE DR, WATERSOUND, FL 32461-9500

Mortgage

Document Number	0031902826
Date	Mar 31, 2021
Book Page	3190/2826
Instrument	20210015510

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500
Document Number	0031152869
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 JACK KNIFE DR ROSEMARY BEACH FL 324619500, ROSEMARY BEACH, FL 32461-9500

Mortgage

Document Number	0031152869
Date	Aug 22, 2019
Book Page	003115/002869
Instrument	28736

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 21, 2024

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 1, 2017
Property Address	89 JACK KNIFE DR, INLET BEACH, FL 32461-9500
Document Number	0030321646
Book / Page	003032 / 001646
Instrument Date	Jan 31, 2017
Instrument	3161
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 28, 2017
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,847.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 JACK KNIFE DR INLET BEACH FL 32461, INLET BEACH, FL 32461

Mortgage

Document Number	30321648
Date	Feb 1, 2017
Book Page	003032/001648
Instrument	3162

Lender

Name	GEORGIA UNITED CU
Type	Credit Union
Address	DULUTH, GA 30097

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$970,122 (+4.98%) Land $150,000 Building $820,122	$970,122 (+4.98%) Land $150,000 Building $820,122
2024	$4,521.00 (+3.81%)
2023	$4,355.00 (+1.18%) Homeowner's exemption	$924,097 (+11%) Land $95,622 Building $828,475	$924,097 (+11%) Land $95,622 Building $828,475
2022	$4,304.00 Homeowner's exemption	$832,520 Land $106,141 Building $726,379	$832,520 Land $106,141 Building $726,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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