89 Homer Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 89 Homer Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1900
Lot Size	0.27 acres (11,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jul 2026)
Tax Bill	$4,827 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`743-00006`

Property Details

APN / Parcel Number

Primary APN	`743-00006`
Alternative APN	`CHIC M:0743 P:00006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,759 sqft (0.27 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	743-00006
Street Address	89 HOMER AVE
City	CHICOPEE
State	MA
Zip	01020-4422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2012
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 WEST ST, L, CHICOPEE, MA 01013-1645
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 30, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FLORENCE BANK
Jul 24, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance WESTFIELD BANK FSB
Oct 15, 2020	Deed of Trust, Mortgage FLORENCE BK
Dec 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 24, 2025 · Amount on Record
Deed Document Number	202630980
Deed Book / Page	26403 / 320
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 2, 2026
Property Address	89 HOMER AVE, CHICOPEE, MA 01020-4422
Document Number	0000030980
Book / Page	26403 / 320
Instrument Date	Jun 10, 2026
Instrument	202630980
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Date	Jul 2, 2026

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	6.51%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	89 HOMER AVE, CHICOPEE, MA 01020-4422
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025021-444
Date	May 30, 2023
Book Page	25021/444
Instrument	24293

Lender

Name	FLORENCE BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 24, 2025
Property Address	89 HOMER AVE, CHICOPEE, MA 01020-4422
Document Number	0025955-10
Book / Page	25955 / 10
Instrument Date	Jul 24, 2025
Instrument	33693
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 SEQUOIA DR, FAIRFIELD, CA 94533-1463

Mortgage

Document Number	0000033696
Date	Jul 24, 2025
Instrument	33696

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	89 HOMER AVE, CHICOPEE, MA 01020-4422
Document Number	23477-326
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HOMER AVE CHICOPEE MA 010204422, CHICOPEE, MA 01020-4422

Mortgage

Document Number	23477-326
Date	Oct 15, 2020
Book Page	023477/000326
Instrument	59723

Lender

Name	FLORENCE BK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Dec 4, 2018
Property Address	89 HOMER AVE, CHICOPEE, MA 01020-4422
Document Number	22469-55
Book / Page	022469 / 000055
Instrument Date	Oct 16, 2018
Instrument	71978
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	101 HOMER AVE CHICOPEE MA 010204474, CHICOPEE, MA 01020-4474

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,827.00 (+49.07%)	$316,700 (+48.27%) Land $122,900 Building $193,800	$290,732 (-3.37%)
2025	$3,238.00 (+5.27%)	$213,600 (+2.5%) Land $111,700 Building $101,900	$300,865
2024	$3,076.00 (+8.12%)	$208,400 (+10.97%) Land $109,500 Building $98,900
2023	$2,845.00	$187,800 Land $99,500 Building $88,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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