89 Hillside Rd, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 89 Hillside Rd, Southwick, MA 01077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,460 sqft · built 2014
Lot Size	1.18 acres (51,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,000 (Dec 2021)
Tax Bill	$8,585 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWIC M:054 B:000 L:020`

Property Details

APN / Parcel Number

Primary APN	`SWIC M:054 B:000 L:020`
Alternative APN	`M:000A B:0000 L:0111`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,460 sqft Living Area
Gross Area	4,950 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,762 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	89 HILLSIDE RD
City	SOUTHWICK
State	MA
Zip	01077-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	20
Jurisdiction	SOUTHWICK MA
Township / Civil Division	SOUTHWICK
Census Block Group	1
Census Block	1013
Census Tract	813102

Owner

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Line of Credit 360 FCU
Dec 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Dec 2, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	May 27, 2015 · Amount on Record
Deed Book / Page	24279 / 46
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0024279-44
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHWICK MA
Property Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-6905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023986-64
Date	Jul 8, 2021
Book Page	23986/64
Instrument	47121

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Dec 2, 2021
Property Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	0024279-46
Book / Page	24279 / 46
Instrument Date	Dec 1, 2021
Instrument	85537
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-9729

Mortgage

Document Number	0000085538
Date	Dec 2, 2021
Instrument	85538

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHWICK MA
Recording Date	Dec 2, 2021
Property Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-9729
Document Number	0024279-44
Book / Page	24279 / 44
Instrument Date	Nov 15, 2021
Instrument	85536
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 HILLSIDE RD, SOUTHWICK, MA 01077-9729

Tax Assessment & Valuation

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Southwick Town
Unified School District	Southwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,585.00 (+5.69%)	$551,400 (+5.01%) Land $83,500 Building $467,900	$564,110
2024	$8,123.00 (+10.04%)	$525,100 (+14.6%) Land $78,200 Building $446,900
2023	$7,382.00	$458,200 Land $78,200 Building $380,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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