89 Highland Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 89 Highland Ave, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,605 sqft · built 1960
Lot Size	0.587 acres (25,583 sqft)
Owner	2 Individual Names on File
Last Sale	$2,005,000 (Jun 2022)
Tax Bill	$36,352 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00502-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00502-0000-00001`
Alternative APN	`130050200001`

Interior

Stories	1 Story
Building Area	3,605 sqft Living Area
1st Floor Area	3,605 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	25,583 sqft (0.587 acres)
Lot Dimensions	193 ft deep x 133 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130050200001
Street Address	89 HIGHLAND AVE
City	MONTCLAIR
State	NJ
Zip	07042-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	25584SF
Legal Subdivision	HIGHLAND AVE
Legal Block	502
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4006
Census Tract	16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mountain District listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

89 Highland Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Essex County and Montclair Township records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 HIGHLAND AVE, MONTCLAIR, NJ 07042-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed, Transfer · Conventional Mortgage HSBC BANK USA
Oct 12, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	202254493
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 3, 2022
Property Address	89 HIGHLAND AVE, MONTCLAIR, NJ 07042-1911
Document Number	0000054493
Instrument Date	May 31, 2022
Instrument	2022054493
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	RIDGE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,721.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 S MOUNTAIN AVE, 256, MONTCLAIR, NJ 07042-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HIGHLAND AVE, MONTCLAIR, NJ 07042-1911

Mortgage

Document Number	0000054494
Date	Jun 3, 2022
Instrument	2022054494

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 12, 2018
Property Address	89 HIGHLAND AVE, MONTCLAIR, NJ 07042-1911
Document Number	0000088752
Instrument Date	Sep 24, 2018
Instrument	88752
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 HIGHLAND AVE MONTCLAIR NJ 070421911, MONTCLAIR, NJ 07042-1911

Tax Assessment & Valuation

The 2025 property tax bill for 89 Highland Ave was $36,352, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,033,900 (-) Land $511,200 Building $522,700	$1,033,900 (-) Land $511,200 Building $522,700
2025	$36,352.00 (+3.32%)	$1,033,900 Land $511,200 Building $522,700	$1,033,900 Land $511,200 Building $522,700
2024	$35,183.00
2023		$1,033,900 Land $511,200 Building $522,700	$1,033,900 Land $511,200 Building $522,700
2022	$33,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Highland Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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