89 High Point Dr, Franklin, NC 28734 Property Records

Macon County property record for 89 High Point Dr, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,028 sqft · built 1980
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$134,000 (Jun 2016)
Tax Bill$794 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN6582792328

Property Details

APN / Parcel Number

Primary APN6582792328
Alternative APNs
  • 0101178
  • 137583

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,028 sqft Heated Area
1st Floor Area1,028 sqft
Basement Area960 sqft
Finished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area260 sqft
Deck Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number137583
Street Address89 HIGH POINT DR
CityFRANKLIN
StateNC
Zip28734-5342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 34 CEDAR RIDGE EST
Legal SubdivisionCEDAR RIDGE ESTATES
Legal Lot Number34
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1026
Census Tract970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address89 HIGH POINT DR, FRANKLIN, NC 28734-5342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2016 · Amount on Record
Deed SaleJun 7, 2016 · Amount on Record
Deed Document Number20163365
Deed Book / Page37 / 1888
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address89 HIGH POINT DR, FRANKLIN, NC 28734-5342
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberZ39/2468
DateJul 1, 2020
Book PageZ-39/2468
Instrument2020004309
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term312 Months
DueJul 1, 2046

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$794.00$208,250 (-0.05%) Land $28,530 Building $179,720$208,250 (-0.05%) Land $28,530 Building $179,720
2025$794.00 (+1.53%)
2023$782.00$208,350 Land $28,530 Building $179,820$208,350 Land $28,530 Building $179,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2004)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2004 · Hurricane Ivan
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 73% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people · EPA ID NC0157010
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: BalsamWest FiberNET, Frontier.

Nearby Properties on High Point Dr

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