Clay County property record for 89 Hidden Ridge Dr, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1985 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $558 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900862422 |
| Primary APN | 543900862422 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 768 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 47,045 sqft (1.08 acres) |
| Account Number | 8144301 |
|---|---|
| Street Address | 89 HIDDEN RIDGE DR |
| City | WARNE |
| State | NC |
| Zip | 28909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 HIDDEN RIDGE SUB |
| Legal Subdivision | HIDDEN RIDGE SUB |
| Legal Lot Number | 26 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950201 |
89 Hidden Ridge Dr is held in a trust since May 2013.
Source: Clay County records, as of October 15, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2626 MAGNOLIA RD, DELAND, FL 32720-2018 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 13, 2013 |
| Transfer Doc | 376/202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 89 HIDDEN RIDGE DR, WARNE, NC 28909 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 225 SW 159TH AVE, SUNRISE, FL 33326-2247 |
| Document Number | 0000J16/49 |
|---|---|
| Date | Feb 4, 2022 |
| Book Page | J16/49 |
| Instrument | 2022000305 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jan 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 89 Hidden Ridge Dr was $558, up 11.4% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $558.00 (+11.38%) | $147,900 (+72.98%) Land $35,100 Building $112,800 | $147,900 (+72.98%) Land $35,100 Building $112,800 |
| 2025 | $501.00 | $85,500 Land $16,200 Building $69,300 | $85,500 Land $16,200 Building $69,300 |
| 2023 | $401.00 | $85,500 Land $16,200 Building $69,300 | $85,500 Land $16,200 Building $69,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Hidden Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Hidden Ridge Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures