89 Hickory Rd, Front Royal, VA 22630 Property Records

Warren County property record for 89 Hickory Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1975
Lot Size	2.21 acres (96,355 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Oct 2024)
Tax Bill	$2,459 (2026)
Deeds & Mortgages	Jun 2018 Second Mortgage Feb 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27/H/1/2/156/A`

Property Details

APN / Parcel Number

Primary APN	`27/H/1/2/156/A`
Alternative APN	`20184`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	3,494 sqft
1st Floor Area	1,176 sqft
Basement Area	588 sqft
Finished Basement	588 sqft
Unfinished Basement	1,176 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	96,355 sqft (2.21 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	348 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	558 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20184
Old Parcel Number	27H 1 2 156A
Street Address	89 HICKORY RD
City	FRONT ROYAL
State	VA
Zip	22630-8934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L156A ROYAL VIEW ESTS SEC 2 COMB L 156 & 157 LR99-2543 MISSED CORRECTED 6/15 NVC LF
Legal Subdivision	FORK-COUNTY
Legal Lot Number	156,157
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	4
Census Block	4004
Census Tract	20300

Owner

89 Hickory Rd is owned and occupied by an individual who bought it in October 2024.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU
Feb 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU
Jan 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2024	Deed, Transfer · Conventional Mortgage UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Deed Document Number	20244419
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180002844
Date	Jun 12, 2018
Instrument	180002844

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	59 Months
Due	May 1, 2023

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001314
Date	Feb 12, 2021
Instrument	210001314

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	113 Months
Due	Jul 1, 2030

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000871
Date	Jan 28, 2021
Instrument	210000871

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001732
Date	Mar 14, 2022
Instrument	220001732

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Oct 18, 2024
Property Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934
Document Number	0240004419
Map Reference	DOC 990002543
Instrument Date	Oct 11, 2024
Instrument	240004419
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HICKORY RD, FRONT ROYAL, VA 22630-8934

Mortgage

Document Number	0240004420
Date	Oct 18, 2024
Instrument	240004420

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 89 Hickory Rd was $2,459, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,459.00 (+18.79%)	$432,300 (-) Land $66,800 Building $365,500
2025	$2,070.00 (+21.12%)	$432,300 (+23.9%) Land $66,800 Building $365,500	$432,300 (+23.9%) Land $66,800 Building $365,500
2024	$1,709.00	$348,900 (-) Land $55,700 Building $293,200	$348,900 (-) Land $55,700 Building $293,200
2023		$348,900 Land $55,700 Building $293,200	$348,900 Land $55,700 Building $293,200
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Hickory Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	15 (1985–2003)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 8 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Hickory Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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