Ludlow Town property record for 89 Hemenway Rd, Ludlow, VT 05149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,988 sqft · built 1982 |
| Lot Size | 14.2 acres (619,423 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,195 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-11653 |
| Primary APN | 363-112-11653 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,988 sqft Living Area |
| Gross Area | 2,420 sqft |
| Elevator | Elevator |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 619,423 sqft (14.2 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 89 HEMENWAY RD |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-9578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEMENWAY ROAD |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 966300 |
89 Hemenway Rd is owned and occupied by two individuals who acquired it in June 2016.
Source: Ludlow Town records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 88 HEMENWAY RD, LUDLOW, VT 05149-9578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2016 |
| Transfer Doc | 201606241118188041 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 89 Hemenway Rd was $5,195 with a homeowner's exemption, down 5.8% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,195.00 (-5.82%) Homeowner's exemption | $261,900 (-) Land $107,800 Building $154,100 |
| 2024 | $5,516.00 | $261,900 Land $107,800 Building $154,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 89 Hemenway Rd in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 individual policies |
| Nearby Flood Policies | 122 units insured incl. 94 condo units |
| Nearby Flood Claims | 31 (1981–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Hemenway Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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