Jackson County property record for 89 Harmony Hl, Sylva, NC 28779 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,900 sqft Heated Area |
| Lot Size | 87,120 sqft (2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2023) |
| Tax Bill | $908.00 (2025) |
| Primary APN | 7631-06-4535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,900 sqft Heated Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | 469 sqft Deck |
|---|---|
| Patio Area | 469 sqft Patio |
| Porch Area | 170 sqft Porch |
| Storage Building | 144 sqft Storage Building |
| Cooling System | None Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Street Address | 89 HARMONY HL |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR B OFF HAYWOOD RD |
| Legal Tract | B |
| Jurisdiction | JACKSON NC |
| Minor Civil Division | DILLSBORO |
| Census Blockgroup | 4 |
| Census Block | 4041 |
| Census Tract | 950300 |
Source: Jackson County records · APN 7631-06-4535
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 HARMONY HL, SYLVA, NC 28779 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMERCE BANK |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 05, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Dec 18, 2020 · Amount on Record |
| Deed Book / Page | 2367 / 552 |
| Prior Transfer Date | Feb 28, 2019 |
| Prior Transfer Doc | 0022321648 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 21, 2023 |
| Property Address | 89 HARMONY HL, SYLVA, NC 28779 |
| Document Number | 0023670552 |
| Book / Page | 2367 / 552 |
| Instrument Date | Nov 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 HIDDEN MEADOW LN, FRANKLIN, NC 28734-8612 |
| Name | Verified Name |
|---|---|
| Address | 1052 JOE CANER ROAD, WAYNESVILLE, NC 28785 |
| Document Number | 0023670558 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 2367/558 |
| Name | UNITED COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 89 HARMONY HL, SYLVA, NC 28779 |
| Document Number | 0022861746 |
| Book / Page | 2286 / 1746 |
| Map Reference | VOL 2272 PG 1238 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6656 SUGAR HILL RD, 6656, MARION, NC 28752-6166 |
| Name | Verified Name |
|---|---|
| Address | 61 FOREST VIEW DR, WAYNESVILLE, NC 28786-3393 |
| Document Number | 22861751 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2286/1751 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jan 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | Other |
| Max Rate | 10.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 30, 2020 |
| Property Address | 89 HARMONY HL, SYLVA, NC 28779 |
| Document Number | 0022721238 |
| Book / Page | 002272 / 001238 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6656 SUGAR HILL RD MARION NC 287526166, MARION, NC 28752-6166 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Mar 05, 2019 |
| Property Address | 89 HARMONY HL, SYLVA, NC 28779 |
| Document Number | 0022321648 |
| Book / Page | 002232 / 001648 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 461 SYLVA NC 287790461, SYLVA, NC 28779-0461 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $908.00 (+41.21%) | $238,969 (+41.23%) Land $47,370 Building $191,599 |
| 2023 | $643.00 | $169,210 Land $41,660 Building $127,550 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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