Marin County property record for 89 Harbor Dr, Novato, CA 94945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 6,207 sqft · built 1959 |
| Lot Size | 5.86 acres (255,600 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $34,431 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-021-04 |
| Primary APN | 157-021-04 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 6,207 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Lot Area | 255,600 sqft |
| Garage Area | 669 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Deck Area | 481 sqft |
| Patio Area | 481 sqft |
| Heating System | Central |
|---|
| Street Address | 89 HARBOR DR |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94945-3529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1&L13+/* /B3P84 OR MACHINS BLACK POINT |
| Legal Subdivision | MACHINS BLACK POINT |
| Legal Lot Number | 1,13, |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 101100 |
Source: Marin County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 89 HARBOR DR, NOVATO, CA 94945-3529 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 89 HARBOR DR, NOVATO, CA 94945-3529 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 89 HARBOR DR, NOVATO, CA 94945-3529 |
| Document Number | 0000021223 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0021223 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,991,792 (+2%) Land $1,082,154 Building $1,909,638 | |
| 2025 | $34,431.00 (+3.38%) Homeowner's exemption | $2,933,137 (+4.04%) Land $1,060,938 Building $1,872,199 |
| 2023 | $33,306.00 (+2.82%) Homeowner's exemption | $2,819,246 Land $1,019,742 Building $1,799,504 |
| 2022 | $32,393.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 7 (1980–1998) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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