Middlesex County and Dracut Town property record for 89 Hampson St, Dracut, MA 01826
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,230 sqft · built 1930 |
| Lot Size | 0.656 acres (28,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (May 1995) |
| Tax Bill | $6,185 (2026) |
| Deeds & Mortgages | May 2021 Refinance Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:59 B:198 L:3 |
| Primary APN | DRAC M:59 B:198 L:3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| Gross Area | 3,902 sqft |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 1,002 sqft |
| Unfinished Basement | 1,002 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,560 sqft (0.656 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 89 HAMPSON ST |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-4634 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | GR |
| Legal Block | 198 |
| Legal Lot Number | 3 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 314200 |
89 Hampson St, a duplex, is owned by two individuals who acquired it in July 2025.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9511 ERIN WAY, LOUISVILLE, KY 40223-1114 |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 1995 · Amount on File |
| Deed Sale | May 31, 1995 · Amount on File |
| Last Transfer Date | Jul 21, 2025 |
| Transfer Doc | 039444-161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 89 HAMPSON ST, DRACUT, MA 01826-4634 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35785-256 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 35785/256 |
| Instrument | 30564 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 89 HAMPSON ST, DRACUT, MA 01826-4634 |
| Document Number | 33808-120 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 89 HAMPSON ST DRACUT MA 018264634, DRACUT, MA 01826-4634 |
| Document Number | 33808-120 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 033808/000120 |
| Instrument | 5195 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 4, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 89 Hampson St was $6,185, up 7% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,185.00 (+7.04%) | $639,600 (+12.03%) Land $236,800 Building $402,800 | $659,893 |
| 2025 | $5,778.00 (+3.22%) | $570,900 (+6.57%) Land $217,200 Building $353,700 | |
| 2024 | $5,598.00 (-4.63%) | $535,700 (+5.68%) Land $206,800 Building $328,900 | |
| 2023 | $5,870.00 | $506,900 Land $179,700 Building $327,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Hampson St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2007) |
| Most Recent Claim | Apr 2007 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Hampson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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