Cortland County and Cortland City property record for 89 Hamlin St, Cortland, NY 13045 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,544 sqft · built 1950 |
| Lot Size | 0.151 acres (6,592 sqft) |
| Owner | Company Name on File |
| Last Sale | $160,000 (Dec 2022) |
| Tax Bill | $4,055 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110200 86.32-04-09.000 |
| Primary APN | 110200 86.32-04-09.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| 1st Floor Area | 1,544 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 6,592 sqft (0.151 acres) |
| Lot Dimensions | 74.5 ft deep x 89.4 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 89 HAMLIN ST |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970700 |
Source: Cortland County and Cortland City records · APN 110200 86.32-04-09.000
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 49 W COURT ST, CORTLAND, NY 13045-2526 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 05, 2022 | Warranty Deed, Transfer |
| Apr 02, 2020 | Warranty Deed, Transfer · FHA Mortgage KEYBANK USA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 05, 2022 · Amount on Record |
| Deed Sale | Dec 05, 2022 · Amount on Record |
| Prior Sale | Apr 02, 2020 · Amount on Record |
| Deed Document Number | 20226944 |
| Prior Transfer Date | Nov 13, 2013 |
| Prior Transfer Doc | 0000006944 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Dec 05, 2022 |
| Property Address | 89 HAMLIN ST, CORTLAND, NY 13045-1707 |
| Document Number | 0000006944 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2022-06944 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 W COURT ST, CORTLAND, NY 13045-2526 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 02, 2020 |
| Property Address | 89 HAMLIN ST, CORTLAND, NY 13045-1707 |
| Document Number | 0000001565 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 1565 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 165 MAIN ST #212 CORTLAND NY 130453193, 212, CORTLAND, NY 13045-3193 |
| Document Number | 1566 |
|---|---|
| Date | Apr 02, 2020 |
| Instrument | 1566 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
Source: Cortland County and Cortland City records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| Municipality | Cortland City |
| Unified School District | Cortland City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,055.00 (-0.15%) | $175,000 (+48.31%) Land $14,200 Building $160,800 | $180,412 (+11.61%) Land $14,639 Building $165,773 |
| 2023 | $4,061.00 | $118,000 Land $9,900 Building $108,100 | $161,644 Land $13,562 Building $148,082 |
Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239707002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force 14 of 18 on primary residences |
| Nearby Flood Claims | 33 (1996–2013) |
| Claims Outside the SFHA | 2 of 33 |
| Most Recent Claim | Aug 2013, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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