Westchester County and Rye City property record for 89 Grapal St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,538 sqft · built 1925 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Mar 2015) |
| Tax Bill | $23,833 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-11-2-78 |
| Primary APN | 551400 146-11-2-78 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| 2nd Floor Area | 993 sqft |
| Upper Floors Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 6,098 sqft (0.14 acres) |
| Street Address | 89 GRAPAL ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Subdivision | MAP OF PALISADE PARK |
| Legal Block | 2 |
| Legal Lot Number | 78.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 7600 |
89 Grapal St is owned and occupied by two individuals who acquired it in July 2016.
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 GRAPAL ST, RYE, NY 10580-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2015 · Amount on File |
| Deed Sale | Mar 24, 2015 · Amount on File |
| Prior Sale | Apr 27, 2005 · Amount on File |
| Deed Document Number | 2015550493241 |
| Last Transfer Date | Jul 16, 2016 |
| Transfer Doc | 0561793433 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 89 Grapal St was $23,833, up 28% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,833.00 (+28.02%) | ||
| 2025 | $18,617.00 | $18,800 (-) Land $3,750 Building $15,050 | $1,593,221 (+6.78%) Land $317,797 Building $1,275,424 |
| 2024 | $18,800 (-) Land $3,750 Building $15,050 | $1,492,063 (+2.38%) Land $297,619 Building $1,194,444 | |
| 2023 | $18,800 Land $3,750 Building $15,050 | $1,457,365 Land $290,698 Building $1,166,667 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Grapal St in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 143 (1979–2023) |
| Claims Outside the SFHA | 39 of 143 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Grapal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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