Middlesex County and Concord Town property record for 89 Grant St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,028 sqft · built 1868 |
| Lot Size | 0.118 acres (5,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,415,000 (Aug 2026) |
| Tax Bill | $16,255 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:9G B:614 |
| Primary APN | CONC M:9G B:614 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,028 sqft Living Area |
| Gross Area | 3,241 sqft |
| Year Built | Built 1868 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,160 sqft (0.118 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2769 |
|---|---|
| Street Address | 89 GRANT ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-2317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Subdivision | LAND EST JOHN MCSWEENEY CONCOR |
| Legal Block | 614 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 361100 |
89 Grant St is owned and occupied by two individuals who bought it in August 2026.
Source: Middlesex County and Concord Town records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 GRANT ST, CONCORD, MA 01742-2317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 19, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 31, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Mar 27, 2013 |
| Deed Document Number | 202697895 |
| Deed Book / Page | 85974 / 345 |
| Prior Transfer Date | Aug 3, 2026 |
| Prior Transfer Doc | 0000097895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD MA |
| Recording Date | Aug 4, 2026 |
| Property Address | 89 GRANT ST, CONCORD, MA 01742-2317 |
| Document Number | 0000097895 |
| Book / Page | 85974 / 345 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202697895 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 89 GRANT ST, CONCORD, MA 01742-2317 |
| Date | Aug 4, 2026 |
|---|
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 89 GRANT ST, CONCORD, MA 01742-2317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0084508-10 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 84508/10 |
| Instrument | 99179 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 89 GRANT ST, CONCORD, MA 01742-2317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083909-392 |
|---|---|
| Date | Mar 31, 2025 |
| Book Page | 83909/392 |
| Instrument | 32241 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 89 Grant St was $16,255, up 3.3% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,255.00 (+3.28%) | $1,225,900 (+2.27%) Land $502,200 Building $723,700 | $1,385,100 |
| 2024 | $15,739.00 (+17.82%) | $1,198,700 (+16.29%) Land $502,200 Building $696,500 | |
| 2023 | $13,359.00 | $1,030,800 Land $456,600 Building $574,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Grant St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Grant St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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