1. Home
  2. North Carolina
  3. McDowell County
  4. Marion
  5. Gowan Pt

89 Gowan Pt, Marion, NC 28752 Property Records

McDowell County property record for 89 Gowan Pt, Marion, NC 28752

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,459 sqft · built 1950
Lot Size0.52 acres (22,651 sqft)
Owner2 Company Names on Record
Last Sale$1,200,000 (Feb 2021)
Tax Bill$3,914 (2025)
Deeds & MortgagesNov 2025 Transfer
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0783-00-33-4132

Property Details

APN / Parcel Number

Primary APN0783-00-33-4132
Alternative APN
  • 74403

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,459 sqft Heated Area
Gross Area3,002 sqft
1st Floor Area2,459 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1990
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,651 sqft (0.52 acres)
PorchPatio
Boat House812 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number74403
Street Address89 GOWAN PT
CityMARION
StateNC
Zip28752
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description0.52 AC LOT 8 GOWAN PT LAKE TAHOMA PB 2/9A-E
Legal SubdivisionLAKE TAHOMA SD
Legal Lot Number8
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group2
Census Block2018
Census Tract970101

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address250 GREY RD, DAVIDSON, NC 28036-9778
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Intrafamily Transfer, Transfer
Feb 25, 2021Deed, Transfer · Conventional Mortgage
STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Prior SaleOct 5, 2005 · Amount on Record
Deed Document Number20211225
Deed Book / Page1343 / 11
Last Transfer DateOct 31, 2025
Transfer Doc0015200244
Record UpdatedJun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCDOWELL NC
Recording DateNov 12, 2025
Property Address89 GOWAN PT, MARION, NC 28752
Document Number0015200244
Book / Page1520 / 244
Map ReferenceMB 2 PG 9
Instrument DateOct 31, 2025
Instrument2025005654
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address250 GREY RD, DAVIDSON, NC 28036-9778

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCDOWELL NC
Recording DateFeb 25, 2021
Property Address89 GOWAN PT, MARION, NC 28752
Document Number0013430011
Book / Page1343 / 11
Instrument DateFeb 24, 2021
Instrument2021001225
Transaction TypeTransfer
Record UpdatedOct 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 HEMLOCK RD, 12, ASHEVILLE, NC 28803-3045

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 GREY RD, DAVIDSON, NC 28036-9778

Mortgage

Document Number2021001226
DateFeb 25, 2021
Instrument2021001226
Lender
NameSTIFEL BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateMar 1, 2031
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change7.85%
Index1-Year LIBOR
Max Rate7.87%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,914.00$552,840 (-) Land $325,000 Building $227,840
2023$3,914.00$552,840 Land $325,000 Building $227,840$552,840 Land $325,000 Building $227,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims11 (2018–2024)
Claims Outside the SFHA3 of 11
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Skyrunner
Fixed Wireless		25 / 10

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Gowan Pt

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures