89 Ginger Ln, Ellijay, GA 30536 Property Records

Gilmer County property record for 89 Ginger Ln, Ellijay, GA 30536

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 2011
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on File
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`3082G 003`

Property Details

APN / Parcel Number

Primary APN	`3082G 003`
Alternative APN	`19821`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	912 sqft Heated Area
1st Floor Area	912 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	64 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19821
Street Address	89 GINGER LN
City	ELLIJAY
State	GA
Zip	30536-6506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 3 HOLLY BERRY EST
Legal Subdivision	HOLLY BERRY ESTATES
Legal Phase	1
Legal Lot Number	3
Jurisdiction	GILMER GA
Township / Civil Division	ELLIJAY
Census Block Group	2
Census Block	2026
Census Tract	80301

Owner

89 Ginger Ln is owned and occupied by an individual who acquired it in June 2021.

Source: Gilmer County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERHOME MORTGAGE
May 11, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE
Jun 23, 2025	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING
Jul 24, 2012	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE
Sep 10, 2018	Warranty Deed, Transfer
Apr 11, 2016	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Oct 26, 2011	Deed, Transfer
May 26, 2010	Quit Claim Deed, Transfer Quitclaim
May 26, 2010	Quit Claim Deed, Transfer Quitclaim
May 6, 2010	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021
Deed Sale	Jun 4, 2021
Prior Sale	Apr 11, 2016 · Amount on File
Deed Document Number	0002400356
Deed Book / Page	2126 / 260
Prior Transfer Date	Sep 10, 2018
Prior Transfer Doc	2018-002416
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 GINGER LN, ELLIJAY, GA 30536-6506

Mortgage

Document Number	0000002400/0000000358
Date	Jul 7, 2021
Book Page	0000002400/0000000358

Lender

Name	AMERHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 GINGER LN, ELLIJAY, GA 30536-6506

Mortgage

Document Number	0000002599/0000000193
Date	May 11, 2023
Book Page	0000002599/0000000193

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 GINGER LN, ELLIJAY, GA 30536-6506

Mortgage

Document Number	0000002775/0000000148
Date	Jun 23, 2025
Book Page	0000002775/0000000148

Lender

Name	ADVANTAGEFIRST LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001744/425
Date	Jul 24, 2012
Book Page	1744/425
Instrument	004625

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2042

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Sep 10, 2018
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	002126/260
Book / Page	2126 / 260
Instrument Date	Sep 10, 2018
Instrument	2018-002416
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 GINGER LN, ELLIJAY, GA 30536-6506

April 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Apr 11, 2016
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	0001968/90
Book / Page	1968 / 90
Instrument Date	Apr 11, 2016
Instrument	2016-000742
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Investor	Possibly a Property Investor

Mortgage

Document Number	0001968/92
Date	Apr 11, 2016
Book Page	1968/92
Instrument	001886

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2046

October 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Oct 26, 2011
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	001697/374
Book / Page	1697 / 374
Instrument Date	Oct 25, 2011
Instrument	061-2011-002464
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount on Record
Tax	$6.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CASPIAN TRL, ELLIJAY, GA 30536-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	435 BILL HASTY BLVD APT 2122, 2122, JASPER, GA 30143-8622

May 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILMER GA
Recording Date	May 26, 2010
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	001613/160
Book / Page	1613 / 160
Instrument Date	May 24, 2010
Instrument	061-2010-001207
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 CASPIAN TRL, ELLIJAY, GA 30536-6298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CASPIAN TRL, ELLIJAY, GA 30536-6298

May 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILMER GA
Recording Date	May 26, 2010
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	001613/159
Book / Page	1613 / 159
Instrument Date	May 20, 2010
Instrument	061-2010-001206
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 COWBOY TRL, ELLIJAY, GA 30540-0936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CASPIAN TRL, ELLIJAY, GA 30536-6298

May 2010: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILMER GA
Recording Date	May 6, 2010
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	001610/193
Book / Page	1610 / 193
Instrument Date	May 5, 2010
Instrument	061-2010-001052
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	246 COWBOY TRL, ELLIJAY, GA 30540-0936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 COWBOY TRL, ELLIJAY, GA 30540-0936

January 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	GILMER GA
Recording Date	Jan 8, 2008
Property Address	89 GINGER LN, ELLIJAY, GA 30536-6506
Document Number	001445/153
Book / Page	1445 / 153
Instrument Date	Jan 8, 2008
Instrument	2008-000048
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8040 BOARDTOWN RD, ELLIJAY, GA 30540-0518

Tax Assessment & Valuation

The 2025 property tax bill for 89 Ginger Ln was $1,161 with a homeowner's exemption.

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00 Homeowner's exemption	$99,480 Land $8,440 Building $91,040	$248,700 Land $21,100 Building $227,600
2023	$1,199.00 (-11.05%) Homeowner's exemption	$97,204 (+26.83%) Land $7,200 Building $90,004	$243,010 (+26.83%) Land $18,000 Building $225,010
2022	$1,348.00 Homeowner's exemption	$76,640 Land $7,200 Building $69,440	$191,600 Land $18,000 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Ginger Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	28 units insured incl. 14 condo units
Nearby Flood Claims	12 (2004–2026)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 4 claims Severe Storms And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Ginger Ln is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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