89 Germain St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 89 Germain St, Buffalo, NY 14207

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,000 sqft · built 1900
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Feb 2024)
Tax Bill	$476 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`140200 88.27-4-43`

Property Details

APN / Parcel Number

Primary APN	`140200 88.27-4-43`
Alternative APNs	`02000882700004043000` `05513600`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	1,000 sqft
2nd Floor Area	1,000 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Lot Area	3,000 sqft (0.069 acres)
Lot Dimensions	100 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05513600
Street Address	89 GERMAIN ST
City	BUFFALO
State	NY
Zip	14207-2828
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Subdivision	PARISH TRACT
Legal Block	4
Legal Lot Number	43.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2001
Census Tract	5500

Owner

89 Germain St, a duplex, is owned by a company that bought it in February 2024.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	10466 EDIES RD, SPRINGVILLE, NY 14141-9409
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed, Transfer · Commercial Mortgage TOMPKINS TRUST CO
Feb 25, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Apr 11, 2007 · Amount on File
Deed Document Number	20242024021375
Deed Book / Page	11427 / 7045
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Feb 7, 2024
Property Address	89 GERMAIN ST, BUFFALO, NY 14207-2828
Document Number	0114277045
Book / Page	11427 / 7045
Instrument Date	Dec 14, 2023
Instrument	2024021375
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 AMHERST ST, BUFFALO, NY 14207-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10466 EDIES RD, SPRINGVILLE, NY 14141-9409

Mortgage

Document Number	0141179892
Date	Feb 7, 2024
Instrument	14117/9892

Lender

Name	TOMPKINS TRUST CO
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Feb 25, 2020
Property Address	89 GERMAIN ST, BUFFALO, NY 14207-2828
Document Number	0113575247
Book / Page	011357 / 005247
Instrument Date	Feb 24, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	495 AMHERST ST BUFFALO NY 142072843, BUFFALO, NY 14207-2843

Tax Assessment & Valuation

The 2026 property tax bill for 89 Germain St was $476, down 66.5% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00 (-66.48%)
2025	$1,420.00 (+1.65%)	$144,000 (+67.44%) Land $9,000 Building $135,000	$144,000 (+2.98%) Land $9,000 Building $135,000
2024	$1,397.00 (+213.23%)	$86,000 (-) Land $4,000 Building $82,000	$139,837 (+13.82%) Land $6,504 Building $133,333
2023	$446.00	$86,000 Land $4,000 Building $82,000	$122,857 Land $5,714 Building $117,143

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 89 Germain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Germain St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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