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89 Gardner St, Spring Lake, NC 28390 Property Records

Harnett County property record for 89 Gardner St, Spring Lake, NC 28390

Property Summary

Property TypeMobile Home
Details3 bd · 1 ba · 960 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Feb 2022)
Tax Bill$970 (2026)
Deeds & MortgagesFeb 2022 Sale
Flood ZoneZone X (minimal risk)
APN1500047461

Property Details

APN / Parcel Number

Primary APN1500047461
Alternative APN
  • 010515 0298

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area960 sqft Heated Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleMobile Home
Exterior MaterialOther
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions200 ft deep x 91 ft wide

Exterior Amenities

Pool Area324 sqft
PorchPorch
Porch Area88 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500047461
Street Address89 GARDNER ST
CitySPRING LAKE
StateNC
Zip28390-8771
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRA20R
Legal DescriptionLT#187 SEC 3 TRENT PARK HMS PC#F/65-A
Legal SubdivisionANDERSON CREEK HOMES
Legal Lot Number187
Legal Unit187
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 2018, CERES, CA 95307-8518
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2022 · Amount on Record
Deed SaleFeb 9, 2022 · Amount on Record
Prior SaleMay 13, 2011
Deed Document Number20222871
Deed Book / Page4112 / 570
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateFeb 9, 2022
Property Address89 GARDNER ST, SPRING LAKE, NC 28390-8771
Document Number0000002871
Book / Page4112 / 570
Map ReferenceCAB F SL 65-A
Instrument DateFeb 9, 2022
Instrument2022002871
Transaction TypeTransfer
Record UpdatedFeb 28, 2022

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address371 BERNARD ST, 371, SPRING LAKE, NC 28390-8782

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 GARDNER ST, SPRING LAKE, NC 28390-8771

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$970.00 (+199.38%)$119,624 (+249.85%)$119,624 (+249.85%) Land $29,230 Building $90,394
2025$324.00$34,193 (-)$34,193 (-) Land $19,960 Building $14,233
2023$324.00$34,193$34,193 Land $19,960 Building $14,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARNETT REGIONAL WATER
serves 121,885 people · EPA ID NC0343045
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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