Westchester County and Ossining Town property record for 89 Ganung Dr, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,740 sqft · built 1956 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2013) |
| Tax Bill | $16,750 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 554289 90.14-2-23 |
| Primary APN | 554289 90.14-2-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 149 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 89 GANUNG DR |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-3932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TORBANK |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13700 |
89 Ganung Dr is owned and occupied by two individuals who bought it in October 2013.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 5, 2016 | Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on File |
| Deed Sale | Oct 23, 2013 · Amount on File |
| Deed Document Number | 2013532773361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0603574053 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 603574053 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0603574054 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 603574054 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Oct 1, 2035 |
| Rate | 2.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Document Number | 0570803565 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 GANUNG DR OSSINING NY 105623932, OSSINING, NY 10562-3932 |
| Document Number | 0570803565 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 057080/003565 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Mar 21, 2044 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Document Number | 0570803567 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 GANUNG DR OSSINING NY 105623932, OSSINING, NY 10562-3932 |
| Document Number | 0570803567 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 057080/003567 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Mar 21, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 89 GANUNG DR, OSSINING, NY 10562-3932 |
| Document Number | 0570803566 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2019 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 89 GANUNG DR OSSINING NY 105623932, OSSINING, NY 10562-3932 |
| Document Number | 0570803566 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 057080/003566 |
| Name | CITIZENS BK NA |
|---|---|
| Address | RIVERSIDE, RI 02915 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 89 Ganung Dr was $16,750 with a homeowner's exemption.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,750.00 Homeowner's exemption | ||
| 2025 | $653,300 (+11.35%) Land $332,500 Building $320,800 | $653,300 (+11.35%) Land $332,500 Building $320,800 | |
| 2024 | Homeowner's exemption | $586,700 (+6.91%) Land $208,100 Building $378,600 | $586,700 (+6.91%) Land $208,100 Building $378,600 |
| 2023 | $548,800 Land $208,100 Building $340,700 | $548,800 Land $208,100 Building $340,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Ganung Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1978–2021) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Ganung Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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