89 Gannet Dr, Commack, NY 11725 Property Records

Suffolk County and Smithtown Town property record for 89 Gannet Dr, Commack, NY 11725

Property Summary

Property Type	Single Family Home
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2023)
Tax Bill	$16,608 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 149.-2-32`

Property Details

APN / Parcel Number

Primary APN	`473489 149.-2-32`
Alternative APNs	`0800-149.00-02.00-032.000` `348914900000020320000000` `47340034904`

Exterior

Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	89 GANNET DR
City	COMMACK
State	NY
Zip	11725-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-566301 TC-52 *3894 LOT 122 PINECONE SEC 5
Legal Block	2
Legal Lot Number	32
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2028
Census Tract	135208

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 GANNET DR, COMMACK, NY 11725-4921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Deed Book / Page	13184 / 623
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 10, 2023
Property Address	89 GANNET DR, COMMACK, NY 11725-4921
Document Number	0131840623
Book / Page	13184 / 623
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Jan 16, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HAMMOND RD, EAST NORTHPORT, NY 11731-4808

Mortgage

Document Number	0023472712
Date	Jan 10, 2023
Instrument	23472/712

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Commack Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,410 (-) Land $375 Building $5,035	$676,250 (+10,775.68%) Land $46,875 Building $629,375
2024	$16,608.00
2023		$5,410 (-) Land $375 Building $5,035	$6,218 (+12.62%) Land $431 Building $5,787
2022	Homeowner's exemption Veteran's exemption	$5,410 Land $375 Building $5,035	$5,521 Land $383 Building $5,138

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20