Essex County and Swampscott Town property record for 89 Gale Rd, Swampscott, MA 01907
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,419 sqft · built 1950 |
| Lot Size | 0.354 acres (15,403 sqft) |
| Owner | Company Name on Record |
| Last Sale | $685,000 (Jun 2016) |
| Tax Bill | $19,846 (2026) |
| Deeds & Mortgages | Nov 2022 Transfer Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SWAM M:0036 B:0016 L:0 |
| Primary APN | SWAM M:0036 B:0016 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,419 sqft Living Area |
| Gross Area | 6,465 sqft |
| Basement Area | 1,852 sqft |
| Unfinished Basement | 1,852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,403 sqft (0.354 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 89 GALE RD |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Block | 16 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 202200 |
Source: Essex County and Swampscott Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 89 GALE RD, SWAMPSCOTT, MA 01907-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 12, 2017 | Deed of Trust, Mortgage BOFI FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on Record |
| Deed Sale | Jun 15, 2016 · Amount on Record |
| Deed Document Number | 2016607 |
| Last Transfer Date | Oct 27, 2022 |
| Transfer Doc | 041290-357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Recording Date | Nov 7, 2022 |
| Property Address | 89 GALE RD, SWAMPSCOTT, MA 01907-2835 |
| Document Number | 041290-357 |
| Book / Page | 41290 / 357 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 20221107002930 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 GALE RD, SWAMPSCOTT, MA 01907-2835 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SWAMPSCOTT MA |
| Property Address | 89 GALE RD, SWAMPSCOTT, MA 01907-2835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36012-353 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 36012/353 |
| Instrument | 145 |
| Name | BOFI FEDERAL BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 1, 2032 |
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,846.00 (+6.99%) | $1,653,800 (+2.26%) Land $594,600 Building $1,059,200 | $1,734,315 (-4.97%) |
| 2025 | $18,550.00 (+8.47%) | $1,617,300 (+11.02%) Land $570,800 Building $1,046,500 | $1,825,045 |
| 2023 | $17,102.00 | $1,456,700 Land $499,400 Building $957,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 21 (1979–2024) |
| Claims Outside the SFHA | 5 of 21 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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