Powell County property record for 89 Forge Mill Rd, Clay City, KY 40312
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,879 sqft · built 2000 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $63,000 (Jan 2019) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08P-00-00-215.02 |
| Primary APN | 08P-00-00-215.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 5,879 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Type | Attached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 106816 |
|---|---|
| Street Address | 89 FORGE MILL RD |
| City | CLAY CITY |
| State | KY |
| Zip | 40312-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1.77 ACRES |
| Jurisdiction | POWELL KY |
| Township / Civil Division | CLAY CITY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970202 |
Source: Powell County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK AND TRUST COMPANY/ATWOOD |
| Sep 1, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Apr 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST TRUST BANK INC |
| Jan 28, 2019 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST CO |
| Jan 14, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Feb 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Feb 21, 2017 · Amount on Record |
| Deed Document Number | 2019168400 |
| Deed Book / Page | 197 / 684 |
| Prior Transfer Date | Jan 10, 2019 |
| Prior Transfer Doc | DEED197/684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | May 26, 2026 |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Document Number | 0000300431 |
| Book / Page | 348 / 434 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026300431 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Document Number | 0000300431, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 348/434 |
| Instrument | 2026300431 |
| Name | CITIZENS BANK AND TRUST COMPANY/ATWOOD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000319/41 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 319/41 |
| Instrument | 258408 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG280/687 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | MTG 280/687 |
| Instrument | 257388 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POWELL KY |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | MTG270/813 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | MTG 270/813 |
| Instrument | 168492 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | JACKSON, KY 41339 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 24, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Jan 14, 2019 |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Document Number | DEED197/684 |
| Book / Page | DEED 197 / 684 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 168400 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 468 PENNSFIELD PL STE 100, 468, THOUSAND OAKS, CA 91360-5584 |
| Name | Verified Name |
|---|---|
| Address | 178 PREWITT DR, RICHMOND, KY 40475-6806 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POWELL KY |
| Recording Date | Feb 21, 2017 |
| Property Address | 89 FORGE MILL RD, CLAY CITY, KY 40312-9739 |
| Document Number | DEED191/788 |
| Book / Page | DEED 191 / 788 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 163484 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493 |
| Name | Verified Name |
|---|---|
| Address | 509 LEXINGTON AVE, CAYCE, SC 29033-3924 |
| Investor | Possibly a Property Investor |
Source: Powell County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Powell County |
| Unified School District | Powell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,469.00 (-1.75%) | $275,000 (-) | $275,000 (-) |
| 2023 | $2,513.00 | $275,000 | $275,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
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