La Plata County property record for 89 Forest Ridge Dr, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,208 sqft · built 1983 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Nov 2012) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-301-30-003 |
| Primary APN | 5661-301-30-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 2,544 sqft |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 624 sqft |
| Finished Basement | 624 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Deck Area | Deck Area |
| Patio Area | 231 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R017409 |
|---|---|
| Street Address | 89 FOREST RIDGE DR |
| City | DURANGO |
| State | CO |
| Zip | 81303-7541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: WOODRIDGE #1 @ DGO W BLOCK: 0 LOT: 10 WOOD RIDGE SUB #1 89 FOREST RIDGE DR DURANGO 81303 |
| Legal Subdivision | WOODRIDGE #1 @ DGO W |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 970701 |
89 Forest Ridge Dr is owned and occupied by an individual who bought it in November 2012.
Source: La Plata County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 FOREST RIDGE DR, DURANGO, CO 81303-7541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2012 · Amount on File |
| Deed Sale | Nov 19, 2012 · Amount on File |
| Prior Sale | Feb 17, 2005 · Amount on File |
| Deed Document Number | 20121056101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 16, 2026 |
| Property Address | 89 FOREST RIDGE DR, DURANGO, CO 81303-7541 |
| Document Number | 0001258126 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20261258126 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 89 FOREST RIDGE DR, DURANGO, CO 81303-7541 |
| Document Number | 0001258126, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 20261258126 |
| Name | CREDIT UNION OF COLORADO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 89 FOREST RIDGE DR, DURANGO, CO 81303-7541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001218395 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 1218395 |
| Name | CREDIT UNION OF COLORADO |
|---|---|
| Type | Credit Union |
| Address | DENVER, CO 80203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 89 Forest Ridge Dr was $1,750.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,230 (-2.07%) Land $4,500 Building $26,730 | $510,290 (-) Land $73,580 Building $436,710 | |
| 2025 | $1,750.00 | $31,890 Land $4,600 Building $27,290 | $510,290 Land $73,580 Building $436,710 |
| 2023 | $894.00 (+3.59%) | $21,300 (+4.72%) Land $3,390 Building $17,910 | $317,920 (+8.58%) Land $50,640 Building $267,280 |
| 2022 | $863.00 | $20,340 Land $3,890 Building $16,450 | $292,790 Land $56,030 Building $236,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Forest Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Forest Ridge Dr is high, ranking above 88% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 92% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURANGO WEST MD NO 1 serves 750 people · EPA ID CO0134180 |
|---|---|
| Water Source | Purchased surface water from LAKE DURANGO WA |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
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