89 Ferrone Ave, Waterbury, CT 06705 Property Records

Waterbury City property record for 89 Ferrone Ave, Waterbury, CT 06705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1987
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jul 2013)
Tax Bill	$7,739 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24304350038`

Property Details

APN / Parcel Number

Primary APN	`24304350038`
Alternative APNs	`WATE M:0243 B:0435 L:0038` `WBRY M:0243 B:0435 L:0038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,104 sqft
Unfinished Basement	639 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Gas

Location & Zoning

Account Number	24304350038
Street Address	89 FERRONE AVE
City	WATERBURY
State	CT
Zip	06705-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Block	435
Legal Lot Number	38
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1003
Census Tract	352600

Owner

89 Ferrone Ave is owned and occupied by an individual who bought it in July 2013.

Source: Waterbury City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	89 FERRONE AVE, WATERBURY, CT 06705-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 31, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 31, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Prior Sale	Jun 30, 1997 · Amount on File
Deed Book / Page	7104 / 97
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Recording Date	Apr 28, 2026
Property Address	89 FERRONE AVE, WATERBURY, CT 06705-2533
Document Number	009260-323
Book / Page	9260 / 323
Instrument Date	Mar 16, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 FERRONE AVE, WATERBURY, CT 06705-2533

Mortgage

Document Number	9260000323,
Date	Apr 28, 2026
Book Page	9260/323

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount on Record
Term	337 Months
Due	May 1, 2054

Interest

Rate	6.09%
Max Rate	-1%

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	89 FERRONE AVE, WATERBURY, CT 06705-2533
Transaction Type	Mortgage
Record Updated	Nov 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00008955-1
Date	Oct 31, 2024
Book Page	8955/1
Instrument	2024-11708

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	Oct 31, 2024
Property Address	89 FERRONE AVE, WATERBURY, CT 06705-2533
Document Number	008954-340
Book / Page	8954 / 340
Instrument Date	Aug 19, 2024
Instrument	202411707
Transaction Type	Transfer
Record Updated	Nov 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 FERRONE AVE, WATERBURY, CT 06705-2533

Tax Assessment & Valuation

The 2026 property tax bill for 89 Ferrone Ave was $7,739, down 3.6% from the year before.

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,739.00 (-3.65%)	$178,570 (-) Land $21,630 Building $156,940	$350,484 (+180.39%)
2025	$8,032.00	$178,570 Land $21,630 Building $156,940	$124,999 Land $15,141 Building $109,858
2024	$8,032.00 (-17%)
2023	$9,677.00	$178,570 Land $21,630 Building $156,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Ferrone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Ferrone Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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