89 Elderberry Ln, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 89 Elderberry Ln, Central Square, NY 13036 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,720 sqft · built 1975
Lot Size	1.71 acres (74,790 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 2021)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Apr 2026 Second Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`353289 292.00-02-06.1`

Property Details

APN / Parcel Number

Primary APN	`353289 292.00-02-06.1`
Alternative APN	`328929200000020061000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	74,790 sqft (1.71 acres)
Lot Dimensions	554 ft deep x 135 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	89 ELDERBERRY LN
City	CENTRAL SQUARE
State	NY
Zip	13036-3141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LHOOMEDIUES LOCATION
Legal Block	2
Legal Lot Number	6.100
Jurisdiction	OSWEGO NY
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1023
Census Tract	20707

Owner

Source: Oswego County and Hastings Town records · APN 353289 292.00-02-06.1

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU
Dec 15, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Sep 06, 1996 · Amount on Record
Deed Document Number	202114943
Prior Transfer Date	Mar 07, 2012
Prior Transfer Doc	0000003003
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Recording Date	Apr 20, 2026
Property Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141
Document Number	0000003234
Instrument Date	Apr 13, 2026
Instrument	20263234
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003234,
Date	Apr 20, 2026
Instrument	20263234

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141

Mortgage

Document Number	0000003027
Date	Apr 11, 2023
Instrument	R-2023-003027

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 15, 2021
Property Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141
Document Number	0000004943
Instrument Date	Nov 17, 2021
Instrument	R-2021-014943
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$448.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 E GRAVES AVE, 2300, ORANGE CITY, FL 32763-6310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 ELDERBERRY LN, CENTRAL SQUARE, NY 13036-3141

Mortgage

Document Number	0000004944
Date	Dec 15, 2021
Instrument	R-2021-014944

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Oswego County and Hastings Town records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Hastings Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00	$149,000 (-) Land $21,000 Building $128,000	$198,667 (+14.67%) Land $28,000 Building $170,667
2023		$149,000 Land $21,000 Building $128,000	$173,256 Land $24,419 Building $148,837

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750207071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Jan 2018

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Elderberry Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures