89 Elbow Beach Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 89 Elbow Beach Rd, Inlet Beach, FL 32461

Property Summary

Property TypeVacant Land
Lot Size0.107 acres (4,661 sqft)
OwnerCompany Name on File
Tax Bill$22,482 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-3S-18-16406-0UU-0070

Property Details

APN / Parcel Number

Primary APN26-3S-18-16406-0UU-0070
Alternative APN
  • 26-318-16406-0UU-0070

Exterior

Lot Area4,661 sqft (0.107 acres)
Lot Dimensions100 ft deep x 47 ft wide

Location & Zoning

Street Address89 ELBOW BEACH RD
CityINLET BEACH
StateFL
Zip32461-8328
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 7 BLK UU ALYS BEACH PH IIIA: BLOCK UU & VV PB 23-61 OR 3217-4451
Legal Range018
Legal Township03S
Legal Section26
Legal SubdivisionALYS BEACH PH IIIA
Legal BlockUU00
Legal Lot Number7
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1025
Census Tract950611

Owner

89 Elbow Beach Rd, vacant land, is owned by a company.

Source: Walton County records, as of April 21, 2026

Owner of RecordCompany Name on File
Mailing Address4941 SAINT CHARLES AVE, NEW ORLEANS, LA 70115-4927
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address89 ELBOW BEACH RD, INLET BEACH, FL 32461-8328
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4941 SAINT CHARLES AVE, NEW ORLEANS, LA 70115-4927

Mortgage

Document NumberOR33192068
DateMar 26, 2024
Book PageOR3319/2068
Instrument20240010226
Lender
NameCADENCE BANK NA
TypeBank
Address3003 AIRLINE DR, BOSSIER CITY, LA 71111
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 89 Elbow Beach Rd was $22,482, down 6% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,482.00 (-5.97%)$2,115,000 Land $2,115,000$2,115,000 Land $2,115,000
2024$23,910.00 (+9.5%)
2023$21,835.00 (+8.86%)$2,091,500 (+15.15%) Land $2,091,500$2,091,500 (+15.15%) Land $2,091,500
2022$20,057.00$1,816,382 Land $1,816,382$1,816,382 Land $1,816,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Elbow Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 846 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,737 units insured
incl. 891 condo units
Nearby Flood Claims9 (2004–2020)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Elbow Beach Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREGIONAL UTILITIES WATER SYSTEM
private · serves 62,225 people · EPA ID FL1660596
Water SourceGroundwater
Last State InspectionJul 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Fiber
1,000 / 50

May also be available: AT&T, Mediacom Xtream, T-Mobile, Verizon, Wildstar Networks.

Nearby Properties on Elbow Beach Rd

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