89 Eastwinds Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 89 Eastwinds Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,901 sqft · built 2002
Lot Size0.566 acres (24,668 sqft)
Owner2 Individual Names on File
Last Sale$286,000 (Apr 2002)
Tax Bill$6,850 (2025)
Deeds & MortgagesNov 2023 Line of Credit
May 2021 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APNC62-000-740-5746-4

Property Details

APN / Parcel Number

Primary APNC62-000-740-5746-4
Alternative APNs
  • 23-27-15-05869-000-0890
  • 271523058690000890
  • 152723058690000890
  • R244379

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,901 sqft Living Area
Gross Area4,830 sqft
1st Floor Area1,853 sqft
Basement Area48 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area24,668 sqft (0.566 acres)
Lot Dimensions101 ft deep x 91 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area2,310 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area619 sqft
Deck Area240 sqft
Patio Area240 sqft
Loading Dock432 sqft
Boat AccessBoat Access
Boat House384 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR244379
Street Address89 EASTWINDS CT
CityPALM HARBOR
StateFL
Zip34683-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBAYWOOD VILLAGE SEC 5 LOT 89
Legal Range15E
Legal Township27S
Legal Section23
Legal SubdivisionBAYWOOD VILLAGE SEC 5
Legal Tract5869
Legal Block3
Legal Lot Number89
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3013
Census Tract27202

Owner

89 Eastwinds Ct is owned and occupied by two individuals who acquired it in May 2020.

Source: Pinellas County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
May 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
May 21, 2020Quit Claim Deed
MORTGAGE FIRM
Dec 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2002 · Amount on File
Deed SaleApr 26, 2002 · Amount on File
Prior SaleApr 21, 2001 · Amount on File
Deed Book / Page11970 / 743
Last Transfer DateMay 11, 2020
Transfer Doc0210091735
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310

Mortgage

Document Number0226352338
DateNov 29, 2023
Book Page22635/2338
Instrument2023302753
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanyANCLOTE TITLE SERVICES INC, ANCLOTE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310

Mortgage

Document Number0215520039
DateMay 25, 2021
Book Page21552/39
Instrument2021174022
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

May 2020: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateMay 21, 2020
Property Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310
Document Number0210091734
Book / Page021009 / 001734
Instrument DateMay 11, 2020
Instrument157684
Record UpdatedJun 11, 2020
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address89 EASTWINDS CT PALM HARBOR FL 346831310, PALM HARBOR, FL 34683-1310

Mortgage

Document Number210091735
DateMay 21, 2020
Book Page021009/001735
Instrument157685
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
AmountAmount on Record
Term180 Months
DueMay 20, 2035

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateDec 27, 2018
Property Address89 EASTWINDS CT, PALM HARBOR, FL 34683-1310
Document Number0203781984
Book / Page020378 / 001984
Instrument DateDec 21, 2018
Instrument407980
Transaction TypeTransfer
Record UpdatedJan 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address89 EASTWINDS CT PALM HARBOR FL 346831310, PALM HARBOR, FL 34683-1310

Tax Assessment & Valuation

The 2025 property tax bill for 89 Eastwinds Ct was $6,850 with a homeowner's exemption, up 5.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,850.00 (+5.6%) Homeowner's exemption$411,853$800,932 Land $212,695 Building $588,237
2024$6,487.00 (+1.47%)
2023$6,393.00 (+2.72%) Homeowner's exemption$388,588 (+3%)$910,412 (+32.98%) Land $481,162 Building $429,250
2022$6,224.00 Homeowner's exemption$377,270$684,613 Land $330,745 Building $353,868

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Eastwinds Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Eastwinds Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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