89 Eagle Cove Pl, Saint Charles, MO 63303 Property Records

St. Charles County property record for 89 Eagle Cove Pl, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,570 sqft · built 2003
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2020)
Tax Bill	$3,283 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T030900093`

Property Details

APN / Parcel Number

Primary APN	`T030900093`
Alternative APN	`3-0003-9171-00-041B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft
Basement Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	38 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	T030900093
Old Parcel Number	T030900093
Street Address	89 EAGLE COVE PL
City	SAINT CHARLES
State	MO
Zip	63303-3746
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CARROLLTON MANOR #2 RESUB 28-30 37-47 UNIT 41B
Legal Range	04E
Legal Township	46N
Legal Subdivision	CARROLLTON MANOR #2 RESUB LOTS
Legal Lot Number	41B
Legal Unit	41B
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1060
Census Tract	310901

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 EAGLE COVE PL, SAINT CHARLES, MO 63303-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Oct 24, 2011 · Amount on Record
Deed Document Number	0007340537
Deed Book / Page	7340 / 537
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 8, 2020
Property Address	89 EAGLE COVE PL, SAINT CHARLES, MO 63303-3746
Document Number	0073400537
Book / Page	007340 / 000537
Instrument Date	Jun 30, 2020
Instrument	473690
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	RESOLUTIONS TITLE INC, RESOLUTIONS TITLE INC-RESWARE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 EAGLE COVE PL ST CHARLES MO 633033746, ST CHARLES, MO 63303-3746

Mortgage

Document Number	73400539
Date	Jul 8, 2020
Book Page	007340/000539
Instrument	473700

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00	$56,934 (+2.43%)	$299,654 (+2.43%)
2023		$55,581
2022			$292,534 Building $292,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1979–2014)
Claims Outside the SFHA	14 of 69
Most Recent Claim	Jun 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 2 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Jul 1993 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20