89 E Whitney Ave, Shelby, OH 44875 Property Records

Richland County property record for 89 E Whitney Ave, Shelby, OH 44875 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,344 sqft · built 1920
Lot Size0.11 acres (4,800 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Dec 2010)
Tax Bill$1,337 (2025)
Deeds & MortgagesMay 2013 Mortgage
Nov 2005 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN046-08-077-08-000

Property Details

APN / Parcel Number

Primary APN046-08-077-08-000
Alternative APN
  • 05238

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum Siding
Lot Area4,800 sqft (0.11 acres)
Lot Dimensions120 ft deep x 40 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address89 E WHITNEY AVE
CitySHELBY
StateOH
Zip44875-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1633 40 X
JurisdictionRICHLAND OH
Township / Civil DivisionSHARON
Census Block Group4
Census Block4036
Census Tract2600

Owner

Source: Richland County records · APN 046-08-077-08-000

Assessment roll updated April 3, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 E WHITNEY AVE, SHELBY, OH 44875-1347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2013Deed of Trust, Mortgage · Negative Amortization
CITY OF SHELBY
Nov 30, 2005Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 24, 2012Deed of Trust, Mortgage
OHIO HOMEOWNER ASSISTANCE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2010 · Amount on Record
Deed SaleDec 09, 2010 · Amount on Record
Prior SaleJun 22, 2010 · Amount on Record
Deed Document Number201013663
Deed Book / Page2023 / 70
Prior Transfer DateSep 16, 2004
Prior Transfer Doc0000018938
Record UpdatedSep 20, 2026

May 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND OH
Property Address89 E WHITNEY AVE, SHELBY, OH 44875-1347
Transaction TypeMortgage
Record UpdatedJun 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02224/0112
DateMay 07, 2013
Book Page2224/0112
Instrument201300005896
Lender
NameCITY OF SHELBY
TypeGovernment Agency
Agreement
TypeNegative Amortization
AmountAmount Recorded

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND OH
Property Address89 E WHITNEY AVE, SHELBY, OH 44875-1347
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanySOUTHERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01592/0017
DateNov 30, 2005
Book Page1592/0017
Instrument200500022738
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressPO BOX 5137, DES MOINES, IA 50305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2035
Interest
Rate TypeAdjustable Rate
Rate10.3%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
IndexLIBOR

August 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND OH
Property Address89 E WHITNEY AVE, SHELBY, OH 44875-1347
Transaction TypeMortgage
Record UpdatedJun 16, 2026
Title CompanyASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02158/0200
DateAug 24, 2012
Book Page2158/0200
Instrument201200010497
Lender
NameOHIO HOMEOWNER ASSISTANCE LLC
TypeNon-Lending Institution
AddressCOLUMBUS, OH 43215
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated April 3, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyRichland County
County SubdivisionSharon Township
MunicipalityShelby City
Unified School DistrictShelby City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,337.00 (+0.07%)$35,740 (-) Land $2,770 Building $32,970
2024$1,336.00 (-2.48%) Homeowner's exemption$35,740 (-) Land $2,770 Building $32,970
2023$1,370.00 (+12.11%) Homeowner's exemption$35,740 (+24.92%) Land $2,770 Building $32,970$102,120 (+24.95%) Land $7,920 Building $94,200
2022$1,222.00 Homeowner's exemption$28,610 Land $2,980 Building $25,630
2020$81,730 Land $8,500 Building $73,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (39139C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391390026004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims82 (1979–2011)
Claims Outside the SFHA11 of 82
Most Recent ClaimFeb 2011, river or lake flooding
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims
  • Severe Storms And Flooding, Jun 2004 · 6 claims
  • Severe Storms & Flooding, Jul 1987 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 465 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Omni FiberFiber10,000 / 10,000
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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