89 E Walnut St, Richmond, KY 40475 Property Records

Madison County property record for 89 E Walnut St, Richmond, KY 40475

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Oct 2017)
Tax Bill	$970 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R007-0028-0011`

Property Details

APN / Parcel Number

Primary APN	`R007-0028-0011`
Alternative APNs	`123994` `86939` `53575`

Exterior

Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Account Number	53575
Street Address	89 E WALNUT ST
City	RICHMOND
State	KY
Zip	40475-1215
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	40 X 150
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2000
Census Tract	10400

Owner

Source: Madison County records · APN R007-0028-0011

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 E WALNUT ST, RICHMOND, KY 40475-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	2013966331
Deed Book / Page	D00751 / 445
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Oct 16, 2017
Property Address	89 E WALNUT ST, RICHMOND, KY 40475-1215
Document Number	D00751/445
Book / Page	D00751 / 445
Instrument Date	Oct 13, 2017
Instrument	2013966331
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 186, RICHMOND, KY 40476-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 E WALNUT ST, RICHMOND, KY 40475-1215

Mortgage

Document Number	2013966332
Date	Oct 16, 2017
Instrument	2013966332

Lender

Name	HABITAT FOR HUMANITY OF MADISON & C
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 01, 2042

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (+105.07%) Homeowner's exemption	$152,000 (+59.66%)	$152,000 (+59.66%)
2023	$473.00 (-11.09%) Homeowner's exemption	$95,200 (-)	$95,200 (-)
2022	$532.00 Homeowner's exemption	$95,200	$95,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 348 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.