89 E State St, Montpelier, VT 05602 Property Records

Montpelier City property record for 89 E State St, Montpelier, VT 05602

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,433 sqft · built 1863
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$627,000 (Dec 2022)
Tax Bill	$6,348 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`405-126-10398`

Property Details

APN / Parcel Number

Primary APN	`405-126-10398`
Alternative APNs	`(126) 041089000` `M:041 B:089000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,433 sqft Living Area
Gross Area	3,417 sqft
Basement Area	1,044 sqft
Finished Basement	1,044 sqft
Unfinished Basement	501 sqft

Exterior

Year Built	Built 1863
Effective Year Built	Effective 1863
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	89 E STATE ST
City	MONTPELIER
State	VT
Zip	05602-3113
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	0.27 AC & DWL/1 APT
Jurisdiction	MONTPELIER VT
Township / Civil Division	MONTPELIER
Census Block Group	2
Census Block	2011
Census Tract	954800

Owner

Source: Montpelier City records · APN 405-126-10398

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 E STATE ST, MONTPELIER, VT 05602-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Mar 03, 2004 · Amount on Record
Deed Document Number	20221337459008
Prior Transfer Date	Nov 12, 1999
Prior Transfer Doc	0000362452
Record Updated	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTPELIER VT
Recording Date	Dec 19, 2022
Property Address	89 E STATE ST, MONTPELIER, VT 05602-3113
Document Number	DK1337459008
Instrument Date	Dec 15, 2022
Instrument	DK1337459008
Transaction Type	Transfer
Record Updated	Jan 09, 2023

Transaction

Amount	Amount Recorded
Tax	$8.14
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	73 MAIN ST RM 55, 55, MONTPELIER, VT 05602-2987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 E STATE ST, MONTPELIER, VT 05602-3113

Tax Assessment & Valuation

Source: Montpelier City records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Vermont
County	Washington County
Municipality	Montpelier City
Unified School District	Montpelier Roxbury Unified Union School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,348.00 (+23.07%)	$476,100 Land $94,900 Building $381,200
2024	$5,158.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (50023C), as of March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 500239548002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	29 (1978–2023)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Jul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 8 claims Severe Storms And Flooding, May 2011 · 5 claims Heavy Rains, Ice Jams & Flooding, Mar 1992 · 7 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VT0005272, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTPELIER WATER SYSTEM serves 8,912 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.