89 E Mohawk St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 89 E Mohawk St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	6 Beds
Bathrooms	2 Baths
Year Built	Built 1860
Square Footage	3,410 sqft Living Area
Lot Size	3,300 sqft (0.075 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2023)
Tax Bill	$3,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-01-10`
Alternative APNs	`120012805700010100000000` `0809`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Building Area	3,410 sqft Living Area
1st Floor	1,714 sqft 1st Floor
2nd Floor	1,696 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	3,300 sqft (0.075 acres)
Depth X Width	66 ft x 50 ft Depth x Width
Porch Area	105 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	0809
Street Address	89 E MOHAWK ST
City	OSWEGO
State	NY
Zip	13126-2729
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	2
Census Block	2000
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.57-01-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 E MOHAWK ST, OSWEGO, NY 13126-2729
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Doc Number	202310817
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 20, 2023
Property Address	89 E MOHAWK ST, OSWEGO, NY 13126-2729
Document Number	0000000817
Instrument Date	Nov 03, 2023
Instrument	R-2023-010817
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 PHILCO DRB, AUSTIN, TX 78745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 1 2 WEST BRIDGE STREET, OSWEGO, NY 13126

Mortgage

Document Number	0000000818
Date	Nov 20, 2023
Instrument	R-2023-010818

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	52-Week T-Bill (1-Year)
Max Rate	14%

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,281.00	$175,000 (+84.21%) Land $17,000 Building $158,000	$175,000 (+52.89%) Land $17,000 Building $158,000
2023		$95,000 (-) Land $9,700 Building $85,300	$114,458 (+10.84%) Land $11,687 Building $102,771
2022		$95,000 Land $9,700 Building $85,300	$103,261 Land $10,543 Building $92,718

Flood & Wildfire

89 E Mohawk St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Oswego County (36075C), updated October 15, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.