Delaware County and Sidney Town property record for 89 E Main St, Sidney, NY 13838 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,906 sqft Living Area |
| Lot Size | 33,106 sqft (0.76 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $329,600 (2026) |
| Tax Bill | $4,215.00 (2025) |
| Primary APN | 125089 116.13-4-9.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,906 sqft Living Area |
| 1st Floor | 1,131 sqft 1st Floor |
| 2nd Floor | 775 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 33,106 sqft (0.76 acres) |
| Depth X Width | 177 ft x 191 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Shed | 1 Shed |
| Porch Area | 828 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 08200868021 |
|---|---|
| Street Address | 89 E MAIN ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1235 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 9.200 |
| Jurisdiction | DELAWARE NY |
| Minor Civil Division | SIDNEY |
| Census Blockgroup | 1 |
| Census Block | 1094 |
| Census Tract | 970401 |
Source: Delaware County and Sidney Town records · APN 125089 116.13-4-9.2
Assessment roll updated April 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer |
| Jun 03, 2013 | Deed of Trust, Mortgage SIDNEY FEDERAL CREDIT UNION |
| Sep 19, 2011 | Deed of Trust, Mortgage SIDNEY FEDERAL CREDIT UNION |
| Mar 19, 2026 | Warranty Deed, Transfer CONTOUR MORTGAGE CORP |
| Apr 28, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PRIME LENDING INC |
| Apr 28, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIME LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Apr 28, 2017 · Amount on Record |
| Deed Doc Number | 20261691 |
| Deed Book / Page | 1847 / 8 |
| Last Transfer Date | Jun 02, 2026 |
| Transfer Doc | 0000003825 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Jun 22, 2026 |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Document Number | 0000003825 |
| Book / Page | 1855 / 41 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 20263825 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001865/0000000040 |
|---|---|
| Date | Jun 03, 2013 |
| Book Page | 0000001865/0000000040 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001743/0000000084 |
|---|---|
| Date | Sep 19, 2011 |
| Book Page | 0000001743/0000000084 |
| Instrument | 0000144180 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 112 Months |
| Due | Jan 01, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Mar 19, 2026 |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Document Number | 00001847/8 |
| Book / Page | 1847 / 8 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 1691 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 CIRCLEDALE LN, HOLBROOK, NY 11741-1225 |
| Document Number | 0000001692 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 1692 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002080/0000000043 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 0000002080/0000000043 |
| Instrument | 000000003027 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Apr 28, 2017 |
| Property Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Document Number | 0000001519/0000000138 |
| Book / Page | 0000001519 / 0000000138 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | CARL GRIFFEN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 E MAIN ST, SIDNEY, NY 13838-1235 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002080/0000000043 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 0000002080/0000000043 |
| Instrument | 000000003027 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2047 |
Source: Delaware County and Sidney Town records · Assessment roll updated April 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Unified School District | Sidney Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,215.00 (+137.33%) | $109,300 (-) Land $8,700 Building $100,600 | $218,600 (+17.09%) Land $17,400 Building $201,200 |
| 2023 | $109,300 (-) Land $8,700 Building $100,600 | $186,700 (+9.82%) Land $14,861 Building $171,839 | |
| 2022 | $109,300 Land $8,700 Building $100,600 | $170,000 Land $13,532 Building $156,468 | |
| 2021 | $1,776.00 (-56.81%) | ||
| 2020 | $4,112.00 |
89 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Delaware County (36025C), updated October 13, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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