89 E 10th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 89 E 10th St, Oswego, NY 13126 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Architecture Style	Traditional
Year Built	Built 1890
Square Footage	1,176 sqft Living Area
Lot Size	3,300 sqft (0.075 acres)
Last Sale	$55,000 (1995)
Tax Bill	$1,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`351200 128.33-02-10`
Alternative APNs	`120012803300020100000000` `5019`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,176 sqft Living Area
1st Floor	666 sqft 1st Floor
2nd Floor	510 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	3,300 sqft (0.075 acres)
Depth X Width	100 ft x 33 ft Depth x Width
Porch Area	321 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	5019
Street Address	89 E 10TH ST
City	OSWEGO
State	NY
Zip	13126-1624
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	OSWEGO NY
Minor Civil Division	OSWEGO
Census Blockgroup	1
Census Block	1054
Census Tract	21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.33-02-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5272, OSWEGO, NY 13126-5272
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 1995 · Amount on Record
Deed Sale	Aug 29, 1995 · Amount on Record
Deed Book / Page	1291 / 199
Record Refreshed	Jun 08, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 12, 2018
Property Address	89 E 10TH ST, OSWEGO, NY 13126-1624
Document Number	0000000415
Instrument Date	Jan 04, 2017
Instrument	415
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	VANGUARD RESEARCH AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5272 OSWEGO NY 131265272, OSWEGO, NY 13126-5272

Mortgage

Document Number	416
Date	Jan 12, 2018
Instrument	416

Lender

Name	JOHN A PALMESONO
Address	317 W INTERNATIONAL SPEEDWAY B, DAYTONA BEACH, FL 32124
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	120 Months
Due	Jan 11, 2028

Interest

Rate	5%

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00	$73,000 (+72.58%) Land $14,000 Building $59,000	$73,000 (+43.24%) Land $14,000 Building $59,000
2023		$42,300 Land $7,400 Building $34,900	$50,964 Land $8,916 Building $42,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.