89 Duero St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 89 Duero St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,779 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2020)
Tax Bill	$4,770 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`212720-0000`

Property Details

APN / Parcel Number

Primary APN	`212720-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	89 DUERO ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-5145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUENA ESPERANZA SUB CITY E50FT OF LOTS 1 & 2 BLK 11 OR5018/581
Legal Range	30E
Legal Township	07S
Legal Section	19
Legal Subdivision	BUENA ESPERANZA SUBDIVISION
Legal Block	11
Legal Lot Number	1,2
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2006
Census Tract	20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnville Historic District listed 1991 · 548 contributing resources · NRIS 91000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 DUERO ST, SAINT AUGUSTINE, FL 32084-5145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC
Jan 11, 2017	Corporation Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	202068639
Deed Book / Page	5018 / 581
Prior Transfer Date	Feb 10, 2015
Prior Transfer Doc	0039861477
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 17, 2020
Property Address	89 DUERO ST, SAINT AUGUSTINE, FL 32084-5145
Document Number	0050180581
Book / Page	5018 / 581
Instrument Date	Aug 14, 2020
Instrument	2020068639
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4744 ROYAL DORNOCH CIR, 4744, BRADENTON, FL 34211-8446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 DUERO ST, ST AUGUSTINE, FL 32084-5145

Mortgage

Document Number	5018583
Date	Aug 17, 2020
Instrument	5018/583

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2017: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 11, 2017
Property Address	89 DUERO ST, SAINT AUGUSTINE, FL 32084-5145
Document Number	0043151241
Book / Page	4315 / 1241
Instrument Date	Jan 10, 2017
Instrument	2017002525
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MTI TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	508 ROYAL STEWART CT, 508, SAINT JOHNS, FL 32259-5910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 DUERO ST, SAINT AUGUSTINE, FL 32084-5145

Mortgage

Document Number	2017002526
Date	Jan 11, 2017
Instrument	2017002526

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,900 (+2.7%)	$651,210 (+2.64%) Land $182,000 Building $469,210
2025	$4,770.00 (+8.02%) Homeowner's exemption	$279,357 (+5.99%)	$634,441 (-3.35%) Land $182,000 Building $452,441
2024	$4,416.00 (+2.63%)
2023	$4,303.00 (+3.29%) Homeowner's exemption	$263,577 (+3%)	$656,442 (+27.63%) Land $182,000 Building $474,442
2022	$4,166.00 Homeowner's exemption	$255,900	$514,316 Land $173,264 Building $341,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 376 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	389 units insured incl. 13 condo units
Nearby Flood Claims	284 (1982–2024)
Claims Outside the SFHA	3 of 284
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 26 claims Hurricane Irma, Sep 2017 · 84 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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