89 Downing Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 89 Downing Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.252 acres (11,018 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Sep 2007)
Tax Bill	$3,068 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-380-025`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-380-025`
Alternative APN	`28120380025 (CHECK DIGIT = 7)`

Exterior

Lot Area	11,018 sqft (0.252 acres)

Location & Zoning

Account Number	28120380025
Street Address	89 DOWNING DR
City	CHATHAM
State	IL
Zip	62629-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCKINGHAM PL. 2ND ADDN. N. 85' L 14
Legal Subdivision	BUCKINGHAM PLACE ADD 02
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3034
Census Tract	3202

Owner

89 Downing Dr is owned and occupied by an individual who acquired it in November 2020.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	89 DOWNING DR, CHATHAM, IL 62629-1259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO
Jan 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2007 · Amount on File
Deed Sale	Sep 7, 2007 · Amount on File
Prior Sale	Feb 20, 2001 · Amount on File
Last Transfer Date	Nov 19, 2020
Transfer Doc	2021R00460
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	89 DOWNING DR, CHATHAM, IL 62629-1259
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R33856
Date	Nov 24, 2020
Instrument	2020R33856

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANGAMON IL
Recording Date	Jan 7, 2021
Property Address	89 DOWNING DR, CHATHAM, IL 62629-1259
Document Number	2021R00460
Instrument Date	Nov 19, 2020
Instrument	2021R00460
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 DOWNING DR, CHATHAM, IL 62629-1259

Tax Assessment & Valuation

The 2025 property tax bill for 89 Downing Dr was $3,068 with a homeowner's exemption, up 12.7% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,068.00 (+12.71%) Homeowner's exemption	$48,406 (+10.12%) Land $2,569 Building $45,837	$145,218 (+10.12%) Land $7,707 Building $137,511
2024	$2,722.00	$43,958 Land $2,333 Building $41,625	$131,874 Land $6,999 Building $124,875
2022	$2,530.00 Homeowner's exemption	$38,963 Land $2,068 Building $36,895	$116,889 Land $6,204 Building $110,685

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Downing Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 89 Downing Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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