89 Dow St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 89 Dow St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	3,136 sqft · built 1917
Lot Size	0.083 acres (3,598 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Aug 2021)
Tax Bill	$19,143 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`01-07404-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`01-07404-0000-00020`
Alternative APNs	`010018300033` `00001926`

Interior

Stories	2 Stories
Building Area	3,136 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Multi-Family
Construction Type	Frame
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide

Location & Zoning

Account Number	00001926
Street Address	89 DOW ST
City	BELLEVILLE
State	NJ
Zip	07109-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X90
Legal Subdivision	TOWNSHIP/BELLEVILLE
Legal Block	7404
Legal Lot Number	20
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2002
Census Tract	14500

Owner

89 Dow St is owned and occupied by an individual who bought it in August 2021.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	89 DOW ST, BELLEVILLE, NJ 07109-2971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP
Oct 16, 2020	Bargain and Sale Deed, Construction Loan · Construction Mortgage LIMA ONE CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	2021102538
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 19, 2021
Property Address	89 DOW ST, BELLEVILLE, NJ 07109-2971
Document Number	0000102538
Instrument Date	Jul 23, 2021
Instrument	2021102538
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SAFELAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 BANTA AVE, 201, GARFIELD, NJ 07026-3632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 DOW ST, BELLEVILLE, NJ 07109-2971

Mortgage

Document Number	0000102540
Date	Aug 19, 2021
Instrument	2021102540

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 16, 2020
Property Address	89 DOW ST, BELLEVILLE, NJ 07109-2971
Document Number	0000102292
Instrument Date	Oct 7, 2020
Instrument	2020102292
Transaction Type	Construction Loan
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MAPLE AVE, 6, BELLEVILLE, NJ 07109-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BANTA AVE, GARFIELD, NJ 07026-3632

Mortgage

Document Number	0000102293
Date	Oct 16, 2020
Instrument	2020102293

Lender

Name	LIMA ONE CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 89 Dow St was $19,143, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,500 (-) Land $109,500 Building $351,000	$460,500 (-) Land $109,500 Building $351,000
2025	$19,143.00 (+3.08%)	$460,500 Land $109,500 Building $351,000	$460,500 Land $109,500 Building $351,000
2024	$18,571.00
2023		$460,500 Land $109,500 Building $351,000	$460,500 Land $109,500 Building $351,000
2022	$17,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Dow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Dow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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