Essex County and Lawrence City property record for 89 Cross St, Lawrence, MA 01841
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,843 sqft · built 1860 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $39,700 (Jan 1997) |
| Tax Bill | $5,871 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 169 0000 0005 A |
| Primary APN | 169 0000 0005 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,843 sqft Living Area |
| Gross Area | 4,830 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 169 0000 0005 A |
|---|---|
| Street Address | 89 CROSS ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01841-3531 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Lot Number | 5 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 251100 |
89 Cross St, a duplex, is owner-occupied and held in a trust since July 2025.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 89 CROSS ST, LAWRENCE, MA 01841-3531 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 1997 · Amount on File |
| Deed Sale | Jan 31, 1997 · Amount on File |
| Prior Sale | Dec 14, 1992 · Amount on File |
| Deed Book / Page | 4682 / 292 |
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 00018444-1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 19, 2025 |
| Property Address | 89 CROSS ST, LAWRENCE, MA 01841-3531 |
| Document Number | 00018444-1 |
| Book / Page | 18444 / 1 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 20453 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 CROSS ST, LAWRENCE, MA 01841-3531 |
The 2026 property tax bill for 89 Cross St was $5,871, up 5.7% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,871.00 (+5.67%) | $679,500 (+7.62%) Land $107,900 Building $571,600 | $732,843 |
| 2025 | $5,556.00 (+10.85%) | $631,400 (+16.54%) Land $107,900 Building $523,500 | |
| 2024 | $5,012.00 (-5.9%) | $541,800 (+3.36%) Land $113,400 Building $428,400 | |
| 2023 | $5,326.00 | $524,200 Land $109,500 Building $414,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Cross St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 24 (1984–2010) |
| Claims Outside the SFHA | 4 of 24 |
| Most Recent Claim | Apr 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 89 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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